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Atom Bank: Savings reviews

4.92
Based on 4,600 reviews, last reviewed 23rd Jan 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Bank. Only had to use customer service once and it was very good, the point being that Atom hasn't raised any problems, the onetime was a mistake by myself.... Read more Reviewed on: 23rd January 2026
Chris S's avatar
Chris S

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4600)

Review of the Atom Bank, Savings:

So easy to use

5
Easy to set up an account online. Easy to access account and easy to navigate around the website.Always keeps you informed and good interest rates. Reviewed on: 19th April 2025

Easy to open and operate account with very competiti...

5
Easy to open and operate account with very competitive interest rates Reviewed on: 24th April 2025

Some of the verification features and customer suppo...

4
Some of the verification features and customer support need working on. But the process is fairly seamless! Reviewed on: 23rd April 2025

App is clear and simple

5
The app has been so clear and simple that I can’t recall ever contacting their customer support. Reviewed on: 23rd April 2025

Such an easy App to upload and use.

5
Such an easy App to upload and use. Very competitive interest rates. Recommended by MSE which helped me choose Atom Reviewed on: 23rd April 2025

Fast and efficient service with a great app which is...

5
Fast and efficient service with a great app which is easy to navigate Reviewed on: 23rd April 2025

Smooth smiles all round

5
I use Atom for an instant access savings account, the simple facial recognition access means no passwords to forget and linked current account helps smooth transfers without account number checks and fraud worries. A smooth running, intuitive app keeps money flowing and me smiling. Reviewed on: 23rd April 2025

Great interest rates and bank. .

5
Atom is incredibly user friendly. Great interest rates and service. Reviewed on: 23rd April 2025

Great Savings App

5
Great interest rates and the app is easy to use. Love the notifications when I pay money in. Reviewed on: 23rd April 2025

Atom is a Great App Based Bank

5
I have been a customer of Atom since 2022 and found the service excellent from a clear and great App side. Reviewed on: 23rd April 2025

Brilliant for everything, I am a happy customer.

5
Brilliant for everything, I am a happy customer. Reviewed on: 23rd April 2025