Smart Money People Logo

Aviva: Car insurance reviews

3.70
Based on 556 reviews, last reviewed 17th Apr 2026
400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
50%
See only 4 star reviews
23%
See only 3 star reviews
5%
See only 2 star reviews
1%
See only 1 star reviews
21%

Latest highest rating:

5

Very good insurance, although having to pay for extr... Very good insurance, although having to pay for extras wasn't great. The rest was a pleasure, including their carbon offseting scheme. Reviewed on: 17th April 2026
Valmed's avatar
Valmed

Latest lowest rating:

1

I had an accident a woman hit me in the parking lot... I had an accident a woman hit me in the parking lot in the side of the car I contacted Aviva and they didn't do anything about it and they don't do it... Read more Reviewed on: 20th February 2026
Damian M's avatar
Damian M

About this product

Aviva provides award-winning car insurance for UK customers.

Aviva car insurance covers you against the cost of accidents, damage and theft. The cover you get and how much for, is down to the level of insurance you choose. Aviva also offer car insurance for electric and hybrid vehicles.

Aviva car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Aviva before, you can also leave a review and share your experience.

Aviva Car insurance reviews (556)

Review of the Aviva, Car insurance:

Would recommend

5
I had Aviva Car insurance for 1 year and cannot complain. Lovely staff on the phone, they offered me a discount for my insurance. Would recommend. Reviewed on: 5th September 2024

It states as Unsecured Loan in your Credit Score

1
Are you thinking to get a car insurance from Aviva? Think twice if you will pay it monthly as they will treat it as “unsecured loan” rather than insurance and THIS will give you really bad effects on your Credit Score. It happen to me! Even you pay it off in two months, that label “unsecured loan” will stay months in your record. Especially when you are thinking to get mortgage etc, Be careful with their product!! Reviewed on: 20th April 2021

Appalling

1
Numerous policy mistakes. I was lied-to on many occasions about a false claim made against me by a cyclist and even though Aviva had NO EVIDENCE, they paid the claim then disqualified my no claims bonus under a small print clause known as Subrogation. This also corroborated the fake police report made by the cyclist which is currently in the court proceedings pipeline. THIS ORGANISATION IS A DISGRACE TO THE INSURANCE INDUSTRY Reviewed on: 9th February 2021

Aviva Shame on you

1
Aviva have proved to be very expensive. Please check out other companies before renewing. My mother had her renewal this year which had gone up £200 since last year. She has a clean driving record, no reported accidents and has her house insurance through this company. I phoned Aviva to say that £700 was far too expensive and the AA along with other companies were quoting £309.00. I asked if they could match this and they point blank said that the don't price match under any circumstances. I asked why it had gone up over £200 this year and he said that there could be over 100 plus reasons, so too many to talk about. My mother has been a customer of theirs for many years and I felt this lack of customer care was very very poor. We obviously changed her insurance to the AA who were kind, courteous and very helpful. Aviva did not care about losing a long term customer. Shame on you. Reviewed on: 12th December 2020

Terrible insurance company

1
I thought being a big company, they would be trusted, but my wife's car, a Bentley is written off, they won't help and I can hardly get through to them, they have literally just ignored the claim, Completely disgusted with there service Reviewed on: 20th November 2020

Not bad

4
Easy to order and not so bad when claiming Reviewed on: 19th September 2020

Easy to set up

5
It was really easy to set up a policy with Aviva. The quote was incredibly quick and easy and it was good value too. I’m really pleased with them. Reviewed on: 19th September 2020

A competitive Quote

4
I have been with Aviva for Car Insurrance for 3 years now and i have always been offered an excellent quote everytime when it comes to renewals Reviewed on: 16th September 2020

Good customer service

3
Good customer service but there are some cheaper alternatives. Good discounts offered with multiple insurance policies Reviewed on: 10th September 2020

Fast and professional

5
After an accident that wasn't my fault, Aviva took care of everything and using my witness won my claim in a professional and speedy manner. Reviewed on: 8th September 2020

Paying £200 more just for a change of address - and it's a safer area!

1
Last year, I was paying £1,344.24 a year over monthly instalments for my Aviva car insurance. The only thing that has changed since August 2019 is my address. However, the renewal quote they offered me is now £1,568.74 - over £200 more expensive! How can my insurance increase by £200 due to a change in address? I could understand if I now lived in a rough area. However, Esher is much safer than High Wycombe, and I can also now put my car in a garage; so if anything, it is even SAFER than it previously was. My car insurance should be decreasing; since I have another year of no claims. I will now be looking to buy car insurance elsewhere. What Aviva have offered me is extremely unfair. Reviewed on: 17th August 2020

Do you have a different Aviva product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Aviva?

  • Lifetime Mortgage

    from Aviva 5.00 from 3 reviews
    Aviva
  • Landlord Insurance

    from Aviva 4.60 from 3 reviews
    Aviva
  • Pet Insurance

    from Aviva 3.87 from 12 reviews
    Aviva
    View all products