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Barclaycard: Initial Credit Card reviews

Name: Initial Credit Card
Rating: 4.15 (117 reviews)

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4.11

Based on 117 reviews, last reviewed 2nd Apr 2025

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

61%

17%

10%

Latest highest rating:

5

Barclaycard tested and trusted! I have had my Barclaycard credit card for over 20 years and can say that they are a good company with good rates and offers for their customers. Excel... Read more Reviewed on: 2nd April 2025

Latest lowest rating:

1

Archaic service It took them months just to successfully file a claim for a fraudulent charge in my account. I had to speak with three people—two of whom didn't know ... Read more Reviewed on: 7th March 2025

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About this product

Barclaycard Initial Credit Card reviews can help you to find out about the pros and cons of the Initial Credit Card credit card. What kind of features do Barclaycard customers like? Find out more about the Barclaycard Initial Credit Card by reading our trusted Smart Money People reviews. You can also write your own Barclaycard Initial Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Barclaycard Initial Credit Card reviews (117)

Review of the Barclaycard, Initial Credit Card:

extremely good and great customer service

Accepted everywhere. Easy to monitor on expenses. Has nice mobile apps dwnloadable. Very good and friendly customer service Reviewed on: 29th April 2015

Helpful

Helpful staff and good products Reviewed on: 28th June 2021

Good

Very easy to use not over complicated and safe Reviewed on: 2nd April 2021

ok

they are ok but they never increase my credit amount Reviewed on: 17th March 2021

Hard to use

Too many security questions to access online banking, but very easy to get large credit limit Reviewed on: 22nd February 2021

Great Credit-Card

I have a basic barclaycard and I am very happy with it. The rewards system is easy to understand as well. Reviewed on: 18th February 2021

Terrible for mobile banking.

The mobile app has always been pretty bad but the shortcomings have been amplified due to Covid. 1000's of people have struggled to pay their bills from within the app for months. None of the issues have been fixed yet. Reviewed on: 4th July 2020

Credit card review for Barclaycard

I have mixed views on this. The positives are that you can get quite a high credit limit if needed which is extendable, their phone call support system and website are quite responsive and helpful. The negative is the APR is a little higher compared to others. Also you do tend to get quite a few emails form them which could be considered a little spammy, but you can probably opt out of some of them. Reviewed on: 28th April 2020

Great

Never had any problems and it's easy to use. Reviewed on: 28th April 2020

Not worth banking

Staff not very friendly an ain't much help Reviewed on: 12th January 2020

rubish

happily lend too much to people who cannot afford it Reviewed on: 20th November 2019

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