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Barclaycard: Platinum credit cards reviews

Name: Platinum credit cards
Rating: 4.06 (337 reviews)

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4.06

Based on 337 reviews, last reviewed 3rd Sep 2026

14% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

54%

21%

13%

Latest highest rating:

5

Barclaycard Platinum - Flexible, fast and fair It was an easy application process, the app is excellent. Reminders are frequent and the limit was as generous. They offer cashback perks as well. All... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

1

Stay Away - you are better off elsewhere The application process was easy and quick. that's where positives stopped. The card didn't arrive, rang the customer service team they said they can'... Read more Reviewed on: 18th August 2026

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About this product

Barclaycard Platinum credit cards are designed for purchases and balance transfers.

You can get 0% on spending and balance transfers across a range of terms. Depending on the Barclaycard Platinum credit card you choose, you may be charged a balance transfer fee.

Barclaycard Platinum credit card reviews help you find out what it’s really like to be a customer. If you’ve used Barclaycard before, you can also leave a review and share your experience.

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Barclaycard Platinum credit cards reviews (337)

Customer responsiveness

Reversed an interest charge on a late payment once I explained the reason. Reviewed on: 24th March 2026

Excellent card- the 0 percent interest and credit li...

Excellent card- the 0 percent interest and credit limit is amazing Reviewed on: 10th February 2026

Not the most competitive

Initial use was good. Competitive rates for balance transfers and purchases. The app changed from being separate to joining the Barclays app. Features on the app are good and seamless. After some years no longer became competitive and my limit was reduced without any prior discussion, just an email was sent. Reviewed on: 23rd January 2026

Barclaycard don't want prompt payers

I have had a Barclaycard for a long time and had a credit limit of £9500. I thought I might as well increase it a bit to £10,000. Within a few weeks my credit limit had been reduced to £1,100. I have a good income and pay 40% income tax. We have no mortgage or loans and my Experian credit score is 999. Could not get any sense whatsoever from Barclays. I recently tried to increase it from £1,100 to £1,200 and they turned me down! I have to wait 6 months before I can apply to increase it again!! I have kept it on just for supermarket spending as they are still giving me 2% cashback on any supermarket spend. I don't think they want big spenders who always clear the balance in full each month. I applied for an American Express Nectar card and they immediately gave me a £12,000 limit. The Nectar points are worth 1%, handy if you use Argos or Sainsbury. Reviewed on: 14th November 2025

Rewarded with cashback for using

Rewarded with cashback for using Reviewed on: 17th June 2025

Easy to obtain, Cashback Rewards, Wasy to use websit...

Easy to obtain, Cashback Rewards, Wasy to use website, Good Credit, Reviewed on: 12th June 2025

As a newbie to Barclaycard I can only say I am very...

As a newbie to Barclaycard I can only say I am very impressed so far. I applied for this card and was pleasantly surprised to be accepted. But the icing on the cake for me was the credit limit given. I have to say it restored my faith in human nature. I felt valued. I am poor but I always pay my bills. I felt this was recognised by Barclays and for that I will be forever grateful. Thank you. Reviewed on: 12th June 2025

10/10 for ease, app and service.

I’ve been with Barclay card for sometime now. The platinum account has good cash back offers on, their app to manage the account is easy to use and covers everything! The app also outlines card account offers including balance transfers, money transfers and the option to transfer your existing Barclaycard to another type they offer, with no new application! I’ve never ever know a high street bank to have that service. The only occasion I’ve needed to call them was for a charge back and they couldn’t have been more helpful. Highly recommend Reviewed on: 12th June 2025

Cash back with zero fees

Great that I get .25% cash back AND no loading on overseas transactions. Best of both worlds. Reviewed on: 12th June 2025

Barclaycard slashed my creditcard limit from £5800 t...

Barclaycard slashed my creditcard limit from £5800 too £1300 in the first instance which was very close to what I had accumulated on the card, without notification. Then I received an email saying I was close to my credit limit. I checked my card on there app and discovered my credit limit had been reduced to £1300. The next thing I knew was that my car insurance payment hadn't gone through, so checked the Barclaycard app again only to find my credit limit had been reduced again, this time to £250. When I inquired as to what had caused this they couldn't answer me. My credit rating is and always has been very good. I've cancelled my card and gone with another company Reviewed on: 12th June 2025

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