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Best investment accounts

The Plum app is designed to make saving and investing easier. The Plum app is free to download, but you can access more features if you upgrade to a paid account....

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With Monzo, you can start investing with as little as £1. Choose from a range of Monzo investment options to match your interests, values, financial goals as well as the...

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Triodos Bank have a range of ethical investment options. Funds include the Pioneer Impact Fund, the Global Equities Impact Fund, the Sterling Bond Impact fund and the Future Generations Fund. Triodos Bank...

With the Moneyfarm general investment account (GIA), there are no caps on the amount you can invest. Choose a managed GIA if you want to be guided through the portfolio creation...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

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The Wealthify General Investment Account (GIA) let’s you invest as much as you like. You can access investment portfolios that align with your investment style whether that’s Cautious, Adventurous, Original...

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With the Chip general investment account, you can choose from a curated range of investment funds from some of the world’s largest asset managers which include BlackRock, Vanguard, Invesco and...

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Trading 212 offer commission-free investing for everyone. Using the award-winning app, you can buy stocks instantly. You can invest in ready-made pies or build your own. Invest as little as £1...

Freetrade offer a GIA (general investment account). You get commission-free investing with Freetrade. You can manage your portfolio on iOS, Android, or your web browser. Make regular investments with a Freetrade...

Lightyear is a simple way to invest in stocks and ETFs (Exchange-Traded Funds). With Lightyear, you deposit money in Vaults. You can invest as little as £1 and there is no...

J.P. Morgan Wealth Management offers a range of investment strategies. You can get customised advice and there’s an online platform which you can use to invest. With J.P. Morgan Wealth Management,...

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Frequently asked questions

What is an investment account?

An investment account, often called a General Investment Account (GIA) or brokerage account, is a way to buy and sell a variety of assets including shares, funds and bonds.

Are investment accounts taxable?

Yes, unlike Stocks and Shares ISAs, investment accounts are taxable. This includes capital gains tax on any profit you make when selling assets and income tax on dividends and interest that exceed your Personal Savings Allowance.

Are investment accounts worth it?

An investment account could be worth it if you're a keen investor who wants more flexibility than a Stocks and Shares ISA can offer. There's no limit on how much you contribute to an investment account and there are no restrictions on withdrawals. They can be a great way to continue investing if you've used up your ISA allowance. Just remember that all investments carry risk and the value of investments can fall as well as rise.

Can you have multiple investment accounts?

Yes, you can have multiple investment accounts. You might want a Stocks and Shares ISA alongside general investment accounts to access a broader range of investment options.

Best investment accounts

Compare the best investment accounts, supported by real customer reviews. Whether you're planning for retirement, growing your portfolio, or taking your first steps into investing, genuine customer feedback empowers you to make informed choices. These real experiences help you confidently select an investment account that’s trusted, reliable, and recommended by others with similar financial goals.