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Best Investment accounts

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4.86

Based on 1134 reviews

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Pick from 3 ready-made investment options. You could get back less than you invest. You need a Monzo current account to use Investments UK residents 18+, Ts&Cs apply.

4.92

Based on 1101 reviews

A product by WiseAlpha

Do you want to know more about the investment products WiseAlpha offers? If you’re thinking about using WiseAlpha, our reviews can help you decide if you'd like to join this...

4.88

Based on 1980 reviews

A product by Plum

The Plum app is designed to make saving and investing easier. The Plum app is free to download, but you can access more features if you upgrade to a paid account....

4.86

Based on 1134 reviews

A product by Monzo

Pick from 3 ready-made investment options. You could get back less than you invest. You need a Monzo current account to use Investments UK residents 18+, Ts&Cs apply.

4.80

Based on 2347 reviews

A product by Triodos Bank

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2025 Winner
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Triodos Bank have a range of ethical investment options. Funds include the Pioneer Impact Fund, the Global Equities Impact Fund, the Sterling Bond Impact fund and the Future Generations Fund. Triodos Bank...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.78

Based on 2083 reviews

A product by Moneyfarm

With the Moneyfarm general investment account (GIA), there are no caps on the amount you can invest. Choose a managed GIA if you want to be guided through the portfolio creation...

4.78

Based on 612 reviews

A product by Wealthify

The Wealthify General Investment Account (GIA) let’s you invest as much as you like. You can access investment portfolios that align with your investment style whether that’s Cautious, Adventurous, Original...

4.77

Based on 132 reviews

A product by Chip

With the Chip general investment account, you can choose from a curated range of investment funds from some of the world’s largest asset managers which include BlackRock, Vanguard, Invesco and...

4.74

Based on 1570 reviews

A product by Trading 212

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2025 Winner
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Trading 212 offer commission-free investing for everyone. Using the award-winning app, you can buy stocks instantly. You can invest in ready-made pies or build your own. Invest as little as £1...

4.73

Based on 9674 reviews

A product by Freetrade

Freetrade offer a GIA (general investment account). You get commission-free investing with Freetrade. You can manage your portfolio on iOS, Android, or your web browser. Make regular investments with a Freetrade...

4.71

Based on 1340 reviews

A product by Lightyear

Lightyear is a simple way to invest in stocks and ETFs (Exchange-Traded Funds). With Lightyear, you deposit money in Vaults. You can invest as little as £1 and there is no...

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Frequently asked questions

What is an investment account?

An investment account, often called a General Investment Account (GIA) or brokerage account, is a way to buy and sell a variety of assets including shares, funds and bonds.

Are investment accounts taxable?

Yes, unlike Stocks and Shares ISAs, investment accounts are taxable. This includes capital gains tax on any profit you make when selling assets and income tax on dividends and interest that exceed your Personal Savings Allowance.

Are investment accounts worth it?

An investment account could be worth it if you're a keen investor who wants more flexibility than a Stocks and Shares ISA can offer. There's no limit on how much you contribute to an investment account and there are no restrictions on withdrawals. They can be a great way to continue investing if you've used up your ISA allowance. Just remember that all investments carry risk and the value of investments can fall as well as rise.

Can you have multiple investment accounts?

Yes, you can have multiple investment accounts. You might want a Stocks and Shares ISA alongside general investment accounts to access a broader range of investment options.

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