Smart Money People Logo

Capital Credit Union: Loans reviews

4.93
Based on 755 reviews, last reviewed 22nd Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Rates excellent on member loans. Rates excellent on member loans. Reviewed on: 22nd January 2026
Andrew F's avatar
Andrew F

Latest lowest rating:

1

Are one of the worst companies that I have had to de... Are one of the worst companies that I have had to deal with have no customer service just send you texts with half messages and are not able to call c... Read more Reviewed on: 12th December 2025
G t's avatar
G t

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

Capital Credit Union Loans reviews (755)

Review of the Capital Credit Union, Loans:

Simple

5
The whole process was simple,quick and stress free. The staff were friendly and helpful Reviewed on: 2nd July 2021

Staff members are very helpful and they are always w...

5
Staff members are very helpful and they are always willing to help for what’s best for you Reviewed on: 26th June 2025

Everyone is fantastic and very helpful, experience w...

5
Everyone is fantastic and very helpful, experience with them has been exceptional. Reviewed on: 26th June 2025

Brilliant service

5
Was needing help but CCU helped me a lot! Reviewed on: 26th June 2025

Family loan is brilliant and save along with it

5
Family loan is brilliant and save along with it Reviewed on: 23rd June 2025

Excellent company; rates, service, efficiency

5
They have excellent rates, they respond fast, money is in bank quickly, the customer service is exceptional. I would definitely recommend to others. Reviewed on: 12th June 2025

Fast and effective service, helpful staff.

5
Fast and effective service, helpful staff. I used the services a couple of times, they never disappoint Reviewed on: 20th May 2025

The staff are always really helpful

5
The staff are always really helpful Reviewed on: 9th May 2025

Exceptional Service

5
Very fast and efficient an excellent service Reviewed on: 8th May 2025

The family loan option is so helpful for new mums an...

5
The family loan option is so helpful for new mums and for when the little one starts nursery etc Reviewed on: 2nd May 2025

First class it's a honour to be a member of credit u...

5
First class it's a honour to be a member of credit union.Thankyou x Reviewed on: 2nd May 2025

Do you have a different Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Capital Credit Union?

    View all products