Write a review

Newsletter

Go to business site

Capital Credit Union: Loans reviews

Name: Loans
Rating: 4.89 (756 reviews)

View other Capital Credit Union products

4.89

Based on 756 reviews, last reviewed 19th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They always respond quickly and efficiently They always respond quickly and efficiently Reviewed on: 19th June 2026

Latest lowest rating:

1

Are one of the worst companies that I have had to de... Are one of the worst companies that I have had to deal with have no customer service just send you texts with half messages and are not able to call c... Read more Reviewed on: 12th December 2025

Read all reviews Write a review

About this product

With a Capital Credit Union loan, members can borrow from £50 up to £35,000.

All members must save at least £15 per month alongside the loan to help build up a nest egg. Capital Credit Union loans come with free loan protection insurance and flexible repayments with terms of up to ten years.

Capital Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Capital Credit Union before, you can also leave a review and share your experience.

Review Capital Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Capital Credit Union Loans reviews (756)

Quick and easy

They have good ethics they will not lend money to people who can not afford to repay Reviewed on: 2nd July 2021

Friendly and knowledgeable advice

Very happy with the service I received. Their staff are knowledgeable and approachable and make the process as simple as possible. Reviewed on: 2nd July 2021

It is help when you need it

The wonderful combination of savings and loans is the. Trademark of Capital Credit Union. The professional manners and good aproa6 from the staff to the clients is amazing Reviewed on: 2nd July 2021

Simple easy financial management

Because the unexpected can happen at anytime by putting a little away from my salary I have on occasions had the pleasurable experience of using Capital Credit Union. Once for a major car repair and again for an unexpected prior to going on holiday. I found Capital easy to speak to and very understanding of my situation and being able to set up a loan quickly and with affordable payments. I believe in CCU that although now retired I continue saving with them as I know they can help others who find themselves with unexpected financial problems Reviewed on: 2nd July 2021

Excellent advice on financial serviced

When I needed help with my finances over quite a few years now, capital Credit Union came up with affordable loans. These loans have been crucial in helping me through many hard times. Reviewed on: 2nd July 2021

Excellent company

always keep you up to date with new products, applied for a loan and staff were so helpful and had the money within a few days. Reviewed on: 2nd July 2021

Personal loan

Low interested rates fair process. Reviewed on: 2nd July 2021

Customer service

I have been with capital credit for yrs. They are an efficient run company. I recently lost my job through illness they were very approachable did everything they could to help me through this tough time without badgering me with letters and phone calls everyday. I highly recommend them and have done so in the past. Hats of to everyone who works for this company they're the BEST. Reviewed on: 2nd July 2021

they are brilliant

they look after all their customers Reviewed on: 2nd July 2021

easy access to loans

Edinburgh credit union do a fantastic job,their staff are very helpfull and quick to organise your loan with the least amount of hastle,highly recomended! Reviewed on: 2nd July 2021

Do you have a different Capital Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbroker
from Browns Pawnbrokers 0.00 from 0 reviews
Short-term loan
from Mr Lender 4.80 from 8307 reviews
Loans
from Hoot Credit Union 4.41 from 12 reviews

Want to see more from Capital Credit Union?

Savings
from Capital Credit Union 4.87 from 1008 reviews
Mortgages
from Capital Credit Union 4.67 from 37 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub