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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (279 reviews)

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3.99

Based on 279 reviews, last reviewed 15th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Capital one was very easy to apply for for through t... Capital one was very easy to apply for for through their app with speedy results Reviewed on: 15th June 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (279)

Review of the Capital One, Classic Credit Card:

There when others let you down

I needed short term used of a credit card. Because of my low credit score, many lenders said no. Only Capital One accepted me. I've had no problems with the card. Reviewed on: 25th May 2017

The app contains details of both my cards

The app is easy to use and I can switch between both my card balances. Reviewed on: 6th November 2018

This card will keep you credit rating low

Capital One market their cards as credit builders however they keep your credit score low by NOT increasing your credit limit past £1000 which flags a lack of trust to other lenders... all is nit as it seems with this company so beware before you apply very high interest rates and low credit limits. Poor customer service is just the tip of the iceberg Reviewed on: 14th April 2018

Grwat company!

Very good Customer Service, very helpful staff and brilliant at spotting fraudulent transactions. A* Reviewed on: 5th April 2018

Fast, Efficient and Practical

Approval was fast and efficient and I was kept well informed of the process from start to finish. Managing the card is easy through a variety of avenues from a customer care line to their polished and very useful app, and the service is exactly what you need for a daily use credit card. Reviewed on: 5th April 2018

There when you need it

I don't know what I'd have done if Capital One hadn't accepted my application for a credit card! They took me on when no-one else would. The repayments are manageable and their website is really easy to use. They reward my loyalty and reliability by increasing my credit limit by sensible amounts. Reviewed on: 4th April 2018

Got accepted when no one else would give me a card

Had no issues with the card or app Reviewed on: 4th April 2018

Got accepted when no one else would give me a card

I got a credit card from capital one very easily. No issues with the card and the app is easy to use. Reviewed on: 4th April 2018

excellent no-nonsense credit card

at no point have i felt like i was being ripped off, which is quite standard in this industry Reviewed on: 4th April 2018

Can always sort out problems

When I had a mystery payment on my account, the agent found out who it was and a contact number for me to cancel it and got a refund sorted. No fuss. When I stopped a regular payment, it was stopped immediately. The agents are always friendly and polite. Reviewed on: 4th April 2018

Customer service

A great company offering great customer service, any problems professionals dealt with and always a competitive interest rate Reviewed on: 15th November 2017

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Capital One: Classic Credit Card reviews

100% increase in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Capital One Classic Credit Card reviews (279)

There when others let you down

The app contains details of both my cards

This card will keep you credit rating low

Grwat company!

Fast, Efficient and Practical

There when you need it

Got accepted when no one else would give me a card

Got accepted when no one else would give me a card

excellent no-nonsense credit card

Can always sort out problems

Customer service

Do you have a different Capital One product?

Want to see more from Capital One?

Classic Extra Card

Balance Plus

Aspire Business Card

Join Smart Money People

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