Write a review

Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (280 reviews)

View other Capital One products

4.00

Based on 280 reviews, last reviewed 3rd Jul 2025

150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

52%

24%

10%

Latest highest rating:

5

Great customer care and a great credit card Great customer care and a great credit card Reviewed on: 3rd July 2025

Latest lowest rating:

1

I experienced months of failed withdrawal attempts. I experienced months of failed withdrawal attempts. Despite my repeated emails to customer service going unanswered, I was left in a state of worry up... Read more Reviewed on: 18th January 2025

Read all reviews See your review

About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (280)

Review of the Capital One, Classic Credit Card:

Zopa asked me to vote for them

But they are untrusting utter rubbish so I'll vote for anyone but them . Reviewed on: 11th April 2023

Not too bad

Although I have experienced issues with their customer service, I have always had a clear explanation on the app as to what is happenening. I do however plan to close the account and possibly switch Reviewed on: 30th April 2017

Good credit building card

Hassle free card I'm using to rebuild my credit. Would recommend Reviewed on: 30th April 2017

Fantastic Company

I have never had a problem with CO they have great easy to use online systems and the only time I have to call them they were efficient and helpful and I wasn't stuck on hold for ages either. Reviewed on: 30th April 2017

Use only if desperate

If you miss a payment then you are barraged by compound interest that makes it very quickly unaffordable to recover and get back on track. Very worrying times if you're not good with regular payments. Reviewed on: 21st April 2017

Quick and easy

Easy to apply fair credit limit. Reviewed on: 20th April 2017

Good service

Good service with a fair Apr interest rate Reviewed on: 20th April 2017

Good for that little bit of money

Good when you need a little bit of quick money! Reviewed on: 14th April 2017

Credit card

Quick, easy application with reasonable interest rates. Reviewed on: 13th April 2017

Good service and good if you have bad credit

I have really bad credit and got accepted for a credit card. This has made my credit score go up 100 points over the last 6 months. I hightly recommend you doing this if your trying to buy your first home or even get a phone out. The only thing I would say is if you need to speak to them do it over online chat and you are eating for ever over the phone and being charged for ever god dam second they have you waiting Reviewed on: 12th April 2017

Great service

Great and fast acceptance. I will recommend this credit card service to my friends. Reviewed on: 11th April 2017

Do you have a different Capital One product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Credit Card
from 118 118 Money 4.84 from 1101 reviews
Select Credit Card
from Nationwide 4.87 from 9 reviews
Platinum Credit Card
from Barclaycard 3.87 from 313 reviews

Want to see more from Capital One?

Classic Extra Card
from Capital One 3.72 from 6 reviews
Balance Plus
from Capital One 3.29 from 3 reviews
Aspire Business Card
from Capital One 3.00 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub