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Chase Bank: Current account reviews

Name: Current account
Rating: 4.94 (48988 reviews)

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4.94

Based on 48,988 reviews, last reviewed 21st Apr 2026

452100% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Recommended by my brother to move all my money into... Recommended by my brother to move all my money into when I sold my house in 2024 to get the best return on my money at the time. Everything was so st... Read more Reviewed on: 21st April 2026

Latest lowest rating:

1

Pick a different bank. Initially, Chase were fine. After my account had been running normally for some time, they asked for information which I found intrusive, and told me... Read more Reviewed on: 16th April 2026

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About this product

Chase is an award-winning current account provider.

The Chase current account offers 1% cashback for your first 12 months as a new customer. You can get answers to your questions 24/7 through the app where you’ll be instantly verified and fast-tracked through security.

Chase current account reviews help you find out what it’s like to be a customer. If you’ve used Chase before, you can also leave a review and share your experience.

Awards

Best current account provider 2025

Awarded to the current account provider rated highest in UK customer reviews.

Chase Bank Current account reviews (48988)

Review of the Chase Bank, Current account:

1% cashback on everything!

1% cashback on everything! The app is not very intuitive. Customer service is excellent - they normally reply within minutes Reviewed on: 15th February 2024

Their app is excellent, very easy to use and fast.

Their app is excellent, very easy to use and fast. The round-up function with the attached savings account is a great idea and leads to a nice unexpected savings pot that earns interest in the background as well. All good so far! Reviewed on: 2nd March 2025

It is so easy to see where my money is.

It is so easy to see where my money is. Reviewed on: 2nd March 2025

Good Account, With Excellent Add-ons

The Chase current account provides most of the features wanted from an app only current account. The 1% cashback on debit card spending is the main attraction to the account and the linked 5% round-up saver is also compelling for using this account for day to day spending needs. Reviewed on: 2nd March 2025

Cool, rich in functionality

The app is cool, rich in functionality and very easy to navigate to get my work done Reviewed on: 2nd March 2025

Excellent app, great rewards and easy access custome...

Excellent app, great rewards and easy access customer services. Reviewed on: 2nd March 2025

Chase is Ace

Very easy to use. When a payment is made, an acknowledgement appears straightaway on my phone. I get 1% cash back up to &15 per month which I get back on the anniversary of getting the account. No charges when using the card abroad. Reviewed on: 2nd March 2025

Never had an issues, great service with great benefits

Never had an issues, great service with great benefits Reviewed on: 2nd March 2025

My favourite bank: clean UI, budgeting & interest

Easily my favourite bank out of the ones I have tried. I originally switched for the extremely clean UI. The app was just a lot faster and cleaner, using has always been easy and satisfying (though pls give us a dark mode). They make it really easy to bucket/portion the money by adding secondary accounts that sit on a second page. So budgeting thinks, such as one for food costs, one for holiday savings, one for a guilt-free allowance etc is super easy and very clear. They've always had either the best, or currently the most competitive interest rates on their accounts from what I've seen. They also do some nice extras, like cashback or boosted interested sometimes which is really nice to see. Of all my almost 2 decades with Lloyds beforehand, I never saw any nice bonuses like that! Chase also have other little fun features that help you save little bits, for example a 'round-up' pot which, say you spend 34.13£ on groceries, it'd round to 35£ and add that 87 pence to a special savings pot that has a boosted interest rate. It's of course a small amount, but it add up and if just a nice way to encourage you to save. The biggest downsides about Chase for my use is that we still don't have the option to get a credit card! I still have a Lloyds account purely due to this Reviewed on: 2nd March 2025

Easy, good value, efficient banking.

Easy, good value, efficient banking. Reviewed on: 2nd March 2025

Chase makes everyday banking so straightforward

Chase is so easy to use and keeps me updated on my account with automatic notifications. It even warns when I will next have to enter my pin instead of tapping. Reviewed on: 2nd March 2025

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