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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very helpful and an easy process

Applied for a loan and however still awaiting a decision, the entire process has been very easy to do Reviewed on: 6th July 2023

Personal loans

Best rates on the street especially the of loan interests on the high Street. Reviewed on: 6th July 2023

Happy

Absolutely amazing very supportive Reviewed on: 5th July 2023

Great service with a handy savings attached to it!

Friendly staff, got my decision very quickly and as well as paying back my monthly amount they have set me up with a savings account so I have something to get back at the end! Reviewed on: 5th July 2023

Been a member since I was 18...now 32 and wouldn't use another place

Just the best! Best people! Best customer service! Very compassionate Reviewed on: 4th July 2023

Fair easy and informative

Always really easy to talk to fair prices and always make sure you have all the information to make a decision. Can't rate highly enough. Reviewed on: 4th July 2023

Very helpful

Always very helpful and informative, they help it make sense. Always very friendly Reviewed on: 4th July 2023

Amazing customer service

Applied for a loan and it was fast and was kept update. The staff is friendly and helpful when came to answering questions Reviewed on: 3rd July 2023

Fast and efficient

A lot of great support. Was quick and easy to sign up with easy information to follow. Great customer support too Reviewed on: 3rd July 2023

I think there interest rates are affordable!

This company has always helped me out by lending affordably to me it’s also helped to improve my credit score. I now have the best credit score I ever had! Reviewed on: 2nd July 2023

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