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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.89 (2926 reviews)

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4.88

Based on 2,926 reviews, last reviewed 19th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service Great service , helpfull staff what more do you need Reviewed on: 19th July 2025

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2926)

Review of the Clockwise Credit Union, Personal loans:

Excellent service

I started with notts and lincs credit union when I had to move into my new house to get away from my alcoholic violent baby father, my credit score was non existent due to my ex running up debts in my name and not paying them. I couldn't get credit from anyone to decorate my house or buy items for my new house. Notts and limcs credit union had just started up as notts credit union and I was given a leaflet from my housing officer about them. I applied for a loan and thought they would be like every other credit agency and decline due to my poor credit but I explained my circumstances and they gave me a chance and approved my loan. From there I was able to sort my credit score, start saving money and have savings and have loans that didn't have high repayments or a massive interest and APR to pay back. Amazing company who I always recommend to others. Even recently I had to leave my police officer role due to my autistic son not coping with the hours and my last pay from them was only £61 for the month which left me not able to pay credit union or any other bills that month. I called them and explained and they were very helpful and understanding. The pledged savings that I had acquired from the loan I had with them was used temporarily to cover that months repayment so it would not negatively impact my credit file and I was able to catch up with everything. I can't thank this company enough for their kind, caring, and exceptionally understanding way of doing business. Reviewed on: 30th May 2023

Fantastic Customer Service

Online application experience was straight forward. Everyone I spoke to was friendly and professional. Fast electronic approval process. Reviewed on: 16th July 2025

Excellent customer service and loan form easy to fill.

Excellent customer service and loan form easy to fill. Reviewed on: 16th July 2025

I am new to clockwise but i have had good experience...

I am new to clockwise but i have had good experience with them Reviewed on: 16th July 2025

They are very supportive and assisting when you need...

They are very supportive and assisting when you needs help Reviewed on: 16th July 2025

A good and easy process

A good and easy process when applying and dealing with any issues. Good communication from the office and regular contact maintained. Reviewed on: 16th July 2025

Good product for loans.

Good product for loans. Competitive rate and quick response. Online account is easy to understand and manage. Reviewed on: 16th July 2025

Forward excellent thinking, helpful, professional.

Forward thinking, helpful, professional. Clockwise Credit is a company to be proud of Reviewed on: 16th July 2025

Professional and courteous

Easy o deal with and quick to come to decisions, Pleasant staff on the phone who know their job and can understand and explain any problems you may have. Reviewed on: 16th July 2025

I was at my whittsend not knowing to turn when I nee...

I was at my whittsend not knowing to turn when I needed help the most . A Few questions background check but you came up with a a plan and how much to pay back. I thankyou and still thankyou Reviewed on: 16th July 2025

Great experience very helpful

Very helpful and fulfilled needs Reviewed on: 16th July 2025

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