Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

True i been 1 time later.

3
True i been 1 time later. But they give me on Word 1000£ dont event know me. After few months i pay i apply for them mail about 3k£. But every time they say no, after hard try contact them, every time support be not helpfull too much. Appologase for my English mistakes but its poor like me thank you bye Reviewed on: 19th March 2024

Credit union where/are there when I needed them.

5
Credit union where/are there when I needed them. For that I'm truly grateful. Reviewed on: 24th June 2025

I’m clockwise credit union for couple of years now a...

5
I’m clockwise credit union for couple of years now and k never had problems the company is so good Reviewed on: 24th June 2025

Happy customer

5
Started dealing with Clockwise a few years ago now. I have had no problems, in fact It has been so straight forward and easy to apply or get information. Reviewed on: 24th June 2025

Reviewing

2
I have been with clockwise credit union since I was 17 yrs old I am now 43 yrs old I have never had a problem. But since the office closed in Coventry city centre and the entire business is now an online service its has failed me miserably my mother and 4 aunties all have accounts to witch they now won’t to close as the telephone manor and helpfulness has gone the staff are rood unhelpful very nonchalant and not bothered that is not how to run customer service after my holiday next year I will be closing my account to kind regards Lisa maggs membership number 121749 . Reviewed on: 24th June 2025

Always a fantastic experience, never had any issues...

5
Always a fantastic experience, never had any issues with my loan. Everything was outlined well when I took out the agreement and there has been no unexpected charges. Reviewed on: 24th June 2025

Great customer service and reliable

5
Great customer service and reliable Reviewed on: 24th June 2025

Clockwise credit union remains the number one credit...

5
Clockwise credit union remains the number one credit agency Reviewed on: 24th June 2025

Never had any problems they are amazing

5
Never had any problems they are amazing Reviewed on: 24th June 2025

Clockwise was very quick to help me I've never exper...

5
Clockwise was very quick to help me I've never experienced such a quick easy way to solve a problem Reviewed on: 24th June 2025

They help me well when i needed that most.

5
They help me well when i needed that most. Reviewed on: 24th June 2025