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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
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1%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3551)

Review of the Emma, Savings App:

A Comprehensive Look at its Features, Pros and Cons for Personal Finance Management

5
The Emma app is a personal finance management tool that helps users track and manage their finances in one place. With its user-friendly interface and sleek design, the app makes it easy to categorize expenses, set budgets, and monitor spending habits. One of the most notable features of the Emma app is its ability to connect to multiple bank accounts, credit cards, and investment platforms. This allows users to see all of their financial information in one place and get a holistic view of their financial situation. Another great feature of the app is its budget tracking tool, which allows users to set monthly budgets for different categories and monitor their progress throughout the month. The app also offers personalized insights and recommendations based on spending patterns, which can be helpful for identifying areas where users can cut back and save more. However, one potential downside of the Emma app is that some of its more advanced features, such as custom categories and bill tracking, are only available with a paid subscription. Additionally, some users have reported issues with connectivity and syncing between their bank accounts and the app. Overall, the Emma app is a solid choice for anyone looking to take control of their personal finances and streamline their budgeting and tracking process. Its intuitive design and helpful features make it a worthwhile investment for anyone looking to improve their financial management skills. Reviewed on: 18th April 2023

Emma is Great !

5
I use emma to help me save money. I am a terrible over Spender, but with Emma I have managed to use money correctly I’m now saving for my dream car. I have my own business and Emma helps me manage that money correctly. Reviewed on: 6th April 2023

So easy to keep track of money

4
So helpful in helping see where your spending etc goes, an gives you tips on how to lower your spending. All organised in very easy to understand graphs Reviewed on: 6th April 2023

Great service for money management

5
Have found I can manage my money more and make greater savings using Emma, has really changed how I use my money Reviewed on: 6th April 2023

Helpful for getting started budgeting!

5
It makes the (daunting) process of setting a household budget feel so much more achievable, with excellent guides and streamlined user experience. Reviewed on: 6th April 2023

Great app!

5
I’ve always been so bad with tracking my saving and spending. Since using Emma I have been able to save more than I ever have in my life and it’s really quite a huge sigh of relief. Thanks to Emma I’m going on holiday to Spain in a few months ;) Reviewed on: 6th April 2023

Best app for personal finance

5
Emma is the best app for organising my finance and also planning my budget. Easy to use and also with great features. I always recommend for everyone Reviewed on: 6th April 2023

Great app

5
Helps me keep track of my finances, really useful Reviewed on: 6th April 2023

Definitely recommend Emma App

5
I love the Emma app and open it most days. It gives great visibility on my spending. I'm encouraging my teenager children to use it, so they learn good budgeting habits. Reviewed on: 6th April 2023

Saving money has never been easier

5
Emma has made it so much easier for me to keep track of my spending which has made it a lot easier to save money I’ve recommended it to all my friends Reviewed on: 6th April 2023

Excellent app

5
Emma is a great that helps keeping an eye on personal finance. Reviewed on: 6th April 2023