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Emma: Savings App reviews

4.86
Based on 3,550 reviews, last reviewed 29th Jan 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
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1%
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Latest highest rating:

5

The Money Management App You Actually Enjoy Using I've been using Emma to manage my finances, and it’s been a game-changer. It connects all my accounts, tracks recurring payments like car insurance an... Read more Reviewed on: 29th January 2025
Giuliano F's avatar
Giuliano F

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3550)

Review of the Emma, Savings App:

Very useful to see overviews and spending trends

4
As title says, I use it say to say to see my spending trends and predictions Reviewed on: 4th April 2023

Helped me turn my life around.

5
Long story short, Emma exposed to me my poor spending habits. Since then I’ve managed to save and invest more, go on a holiday, and soon I’ll be able to buy my first car outright thanks to Emma. Life changer Reviewed on: 12th April 2023

Money anxiety

5
Emma was recommended to me by someone and it has really transformed my life in a very small but actually meaningful and significant way. While I’ve never been “bad” with money, I had built up a tremendous amount of anxiety over money. I would never check my bank balance but simply wait for the text that would say I was overdrawn. And if that hadn’t come before payday then great. Having Emma and the daily balance notification was the first step to helping me have less fear. The second step was actually looking at the breakdown/spending categories. This feature is so smart. And having this is quite simply the easiest way to track your spending and what you can maybe spend less on! With quite literally zero effort. I know the app is at its optimum utility when synced with credit cards to track overall spending. I will definitely be relying on it when I get my credit card. This is overall a great app and I couldn’t recommend it enough - money anxious or not, it can help in many ways. Reviewed on: 11th April 2023

Great app

5
I have been using EMMA for a couple of years. It is by far the best APP for personal finance. Reviewed on: 11th April 2023

Best personal finance app

5
Emma truly allows you to get a 360 view of your finances by leveraging Open Banking tech to connect and manage all your assets in one place. Bonus points for UI Reviewed on: 11th April 2023

Travel More with Emma

5
Emma is the best saving app ever - it helped me save up to £500 last year which contributed directly to my travel fund! Reviewed on: 11th April 2023

Nice money management app

5
Nice app with lots of helpful features for staying on top of your finances such as budgeting and analytics tools, ability to categorise and add notes to your transactions, and ability to search transactions. Reviewed on: 11th April 2023

Great site for keeping track of you budget

4
A great app to keep track of you budget. Only down side i have if that one of my main banks isn't supported. Reviewed on: 11th April 2023

Very useful app

5
Emma has really helped us track our spending. Great app and would recommend using it, especially in the current economic environment. Reviewed on: 11th April 2023

Amazing

5
This is amazing highly recommended Reviewed on: 11th April 2023

How it is

4
It's a great and easy app to use Reviewed on: 11th April 2023