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first direct: Current Account reviews

Name: Current Account
Rating: 4.69 (1246 reviews)

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4.64

Based on 1,246 reviews, last reviewed 24th Jan 2025

36% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

10%

Latest highest rating:

5

Always great service Always great service. They answer calls quickly, you’re never on hold long, always friendly and are able to deal with my queries efficiently. Reviewed on: 24th January 2025

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current Account reviews (1246)

A great banking company

I have been with FD for over 10 years and have had a brilliant service with all their products and they are always on hand to support when you need them. Even with all the incentives from other banks I would leave FD. Reviewed on: 20th June 2023

Lovely peoplem, shame about the App and Internet Banking

I am in the process of buying a house and so need to make payments to various people, solicitors, surveyors etc. But for some reason it won't go through on the app or online and I have to call someone at First Direct to make the payment for me. They keep telling me I'm doing something wrong - but I've been making mobile payments for years! It's not me! Reviewed on: 12th June 2023

highly recommended!

First Direct is a leading bank. With First Direct, I experience exceptional service, innovation, and reliability. They prioritize customer satisfaction and provide personalized banking solutions tailored to my needs. First Direct's digital banking platform offers convenient access to my accounts, and their dedicated customer service sets them apart. I trust First Direct for their commitment to delivering a seamless banking experience and going above and beyond to exceed my expectations. Reviewed on: 11th June 2023

Quick and easy to set up and manage

Quick and easy to set up and manage a new account with First Direct Reviewed on: 6th June 2023

Exceptional Banking Experience with First Direct Current Account

I have been a loyal customer of First Direct for several years now, and I must say that their current account has exceeded my expectations in every aspect. From their top-notch customer service to their user-friendly online banking platform, First Direct has truly set a high standard in the banking industry. Allow me to highlight some of the remarkable features and benefits that make their current account an outstanding choice. First and foremost, the customer service provided by First Direct is simply exceptional. Whenever I have had a query or needed assistance, their team has been prompt, knowledgeable, and genuinely helpful. What sets them apart is their 24/7 availability, meaning I can reach out to them anytime, day or night, and receive the same level of excellent service. It's incredibly reassuring to know that they are always there to assist me with any concerns I may have. The online banking experience with First Direct is a breeze. Their website and mobile app are incredibly user-friendly, making it effortless to manage my finances. Whether it's checking my account balance, transferring funds, or setting up standing orders, I can complete tasks quickly and efficiently. The interface is intuitive, and I appreciate the clear and concise layout that allows me to navigate through various features effortlessly. Another standout feature of the First Direct current account is the fee-free banking they offer. Yes, you read that right – no monthly fees! This is a significant advantage over many other banks that charge hefty fees for their current accounts. First Direct truly understands the value of their customers and ensures that we are not burdened with unnecessary charges. Furthermore, First Direct has an extensive network of ATMs across the country, which means I can easily withdraw cash without worrying about finding the nearest branch. They also provide a range of additional perks, such as a competitive overdraft facility and an interest-free overdraft buffer, which have been immensely helpful during unexpected financial situations. Security is a top priority for me when it comes to banking, and First Direct has left no stone unturned in this regard. They have robust security measures in place, including two-factor authentication and encryption protocols, ensuring that my personal and financial information remains safe and protected at all times. Lastly, I must commend First Direct for their dedication to innovation. They are continuously introducing new features and improvements based on customer feedback and emerging technologies. It's evident that they strive to stay at the forefront of banking services, providing their customers with the best possible experience. In conclusion, I can wholeheartedly recommend First Direct's current account to anyone seeking a reliable, customer-centric banking experience. Their exceptional customer service, user-friendly online banking platform, fee-free banking, and commitment to security make them a standout choice. First Direct has truly earned my trust and loyalty, and I'm confident they will exceed your expectations too. Reviewed on: 5th June 2023

Good current account

Good current account from a reliable bank Reviewed on: 5th June 2023

Easy account to access

Easy to get in touch with First Direct if you need any help or support. An easy account to access and control. Reviewed on: 3rd June 2023

great company

ive been so pleased with first direct since i switched banks - you cant fault their cusrtomer service, they alwas reply swiftly in the app and theres no lengthy wait times ifyou call up. Reviewed on: 2nd June 2023

Consitently good performance.

First Direct almost always excel at customer service. Their staff are knowledgeable, friendly and helpful. The odd problem is resolved quickly and without fuss. Reviewed on: 2nd June 2023

Reliable and fair

Long term customer who feels the comoany is reliable fair and clear. Uk call centres with real people in real places. Reviewed on: 2nd June 2023

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