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first direct: Current Account reviews

Name: Current Account
Rating: 4.71 (1425 reviews)

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4.71

Based on 1,425 reviews, last reviewed 24th Feb 2026

6100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

Always there when I need them Always there when I need them, I recently had my card skimmed while on holiday and had numerous fraudulent transactions made - thankfully notification... Read more Reviewed on: 24th February 2026

Latest lowest rating:

1

I have been a customer of First Direct for 34 years... I have been a customer of First Direct for 34 years so I know this bank very well For 33 years I often recommended it to friends but this past year th... Read more Reviewed on: 29th October 2025

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1425)

Review of the first direct, Current Account:

Great service; customer service is amazing and bank...

Great service; customer service is amazing and bank account safe and easy to use Reviewed on: 26th August 2024

Was good now ok

I have been woth thrm for over 25 years now still hood but a bit behind now even compared the big brother HSBC. Reviewed on: 17th March 2023

ease of use

everything was clear and easy to understand Reviewed on: 17th March 2023

Excellent bank

Every service first direct offer is of the highest quality Reviewed on: 16th March 2023

Great online bank

Hassle free banking. Easy to use App. No issues except no interest on current account. Reviewed on: 16th March 2023

Amazing and consistent service

I’ve been with First Direct for over 30 years. I’ve never had any issues and dealing with them is a pleasure Reviewed on: 16th March 2023

Fab customer service

I’ve been with this bank since it’s inception and have loved the customer service I’ve received. Reviewed on: 16th March 2023

Excellent service

So easy to speak to someone if any problems. Fast to respond. Great app. Reviewed on: 16th March 2023

Great bank

Readily available for advice or issues. Friendly and helpful UK based Reviewed on: 16th March 2023

Excellent customer service

Always first class engagement and an excellent App Reviewed on: 16th March 2023

Current

Excellent 24hr bank service, lots of other products Reviewed on: 16th March 2023

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