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first direct: Current Account reviews

Name: Current Account
Rating: 4.71 (1417 reviews)

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4.71

Based on 1,417 reviews, last reviewed 3rd Feb 2026

5400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

Easy to set up and use and the app is intuitive Easy to set up and use and the app is intuitive. It has helpful suggestions and categories of payments and it is straightforward to add direct debits ... Read more Reviewed on: 3rd February 2026

Latest lowest rating:

1

I have been a customer of First Direct for 34 years... I have been a customer of First Direct for 34 years so I know this bank very well For 33 years I often recommended it to friends but this past year th... Read more Reviewed on: 29th October 2025

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1417)

Review of the first direct, Current Account:

FirstDirect still doing the business in a personal way

First direct keep me informed without bombarding me relentlessly with emails and texts. They inform of product offerings, statements and interest rate changes in periodic and timely fashion. On the few occasions I need to call them on the phone their staff truly demonstrate why they have won so many customer service awards since 1989 Reviewed on: 26th February 2025

Always rated as a top banking provider and so far I...

Always rated as a top banking provider and so far I find that to be the case. Reviewed on: 22nd January 2026

First direct current account

Never had a problem, and any questions queries are answered fast and simply. Reviewed on: 22nd January 2026

They have always been there.

They have always been there right from their first day and, a rarity, in this day and age, they put the customer first. Reviewed on: 22nd January 2026

Always fantastic service

Whenever I’ve needed to speak to first direct by phone, they have been so incredibly helpful. They even have recognition so there’s no complicated codes or answers to remember and they really do everything they can to help. Reviewed on: 22nd January 2026

Top bank

Recently switched to first direct and it couldn’t have been easier. Also their app is excellent and all with brilliant customer service department. Reviewed on: 22nd January 2026

24hours phone help.

24hours phone help. Excellent website and app which are very easy to navigate and include excellent tips and advice on a range of financial issues. Reviewed on: 22nd January 2026

Excellent customer service

I have always had good customer service especially when I have required help with Fraudulent charges on my account, quick process to applying for loans and kept up to date with new products and procedures Reviewed on: 22nd January 2026

Great, knowledgeable, helpful and available customer...

Great, knowledgeable, helpful and available customer service. Great app features and simple to use and navigate. Access to a great savings interest rate. Reviewed on: 22nd January 2026

First Direct 25 Years By My Side.

I've been a Customer of First Direct for over 25 years, from being hugely in debt with a Mortgage to now being retired with a very limited income, First Direct have been absolutely superb, never missing a beat with information about my accounts and always there at the end of a phone should I need to contact them. Reviewed on: 22nd January 2026

Humans on the phone!

It's easy to get a human on the phone unlike everything else these days, they have understandable accents and are so helpful. Reviewed on: 22nd January 2026

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