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first direct: Current Account reviews

4.64
Based on 1,250 reviews, last reviewed 21st Feb 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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10%
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2%
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1%
See only 1 star reviews
3%

Latest highest rating:

5

First direct current account I first switched to first direct just over a year ago and have since found it to be a great platform. The switching bonus was nice but the platform it... Read more Reviewed on: 21st February 2025
Adam's avatar
Adam

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

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first direct Current Account reviews (1250)

Fantastic

5
A bank that actually values it's customers and still believes in decent telephone support. Reviewed on: 27th February 2021

Reliable, solid platform, gives you what you need in a bank

4
I've been with FD for years, one of the earlier online banks but still a great performer. Easy to use platform and by and large reliable in terms of availability/uptime. Never had a problem with them. Reviewed on: 27th February 2021

Easy to use and manage, but help is only a call away

4
Generally only use the app or online banking but when needed have called and the staff have be down to earth and able explain things clearly then will go on to solve issues quickly Reviewed on: 24th February 2021

Safe and Sure

4
Always helpful; safe and certain. Reviewed on: 20th February 2021

Great service

4
Great service, when you phone the bank it is snswred by a person who can answer your query or help solve any problems not a computer that can't understand what you say or needs you to key in lots of numbers. Reviewed on: 20th February 2021

Always available

5
An easy to use, safe online account. When I need to contact a member of staff they are always pleasant and helpful. Reviewed on: 19th February 2021

Been my fav bank for 30 yrs until starling and new online banks

4
Still my main bank as I wait for them to catch up giving me on instant alerts on all transactions. Currently they only provide alerts for £10 and over can take days to get them. They were the original phone banking service and their friendly efficient customer service (mainly lovely Scottish people I think) have always been a delight to contact which is why their customer service has always been voted tops. So I will be patient in waiting for them to catch up because they have looked after me do well for so long. I was surprised they didn’t lead again with the new banking apps like Starling. They are making small changes but it’s taking a while. Reviewed on: 18th February 2021

Good support & banking security

4
First Direct i considered great communicator's and have friendly support team. Never in time i have used them have i ever had a negative email They play fair and always prepared to find solutions to questions that as a customer will do there upmost to achieve the best results. Reviewed on: 18th February 2021

Best Customer Service

5
Always a pleasure to deal with. Calls answered by human, understanding people who are patient and pleasant to deal with. Reviewed on: 18th February 2021

Senior Consultant

5
always a great customer service to help you and an easy to use app Reviewed on: 18th February 2021

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