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first direct: Regular Saver Account reviews

Name: Regular Saver Account
Rating: 4.85 (133 reviews)

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4.81

Based on 133 reviews, last reviewed 20th Apr 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

89%

2 star

Latest highest rating:

4

Standard regular saver with a good interest rate. Standard regular saver with a good interest rate. Reviewed on: 20th April 2025

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024

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About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

first direct Regular Saver Account reviews (133)

Review of the first direct, Regular Saver Account:

Great Interest Rates

Since opening my First Direct current account, I have also taken advantage of their regular saver account. This is really easy to set up and can all be done online when signed in for online banking. You then set up a standing order from your current account for between £25 and £300 to be transferred into the regular saver on a date of your choosing. This is great, as you can set up for the money to be transferred on payday, making it really easy to save. The best part of the account is the interest rate, which is 6% for the regular saver. This is one of the best in the market. It is paid at the end of 12 months of saving. The only draw back of the account is that you must commit for 12 months of saving, and if you access your money before that you don't get paid the interest. If you are saving some something specific long term, or just want to make sure you have a savings pot, I would highly recommend this account, as you'd be hard pushed to find a better interest rate at the moment. Reviewed on: 1st September 2016

Regular Saver

High interest rate.Top of the table Reviewed on: 11th April 2023

Completely satisfied

1st Direct is one of the best banks I've used in the UK. The user experience is excellent Reviewed on: 11th April 2023

High paying but not flexible

I love the high interest rate (7%) on this savings account. The max monthly amount is decent (£300). However, not being able to change the monthly payment date is inconvenient Reviewed on: 10th April 2023

What a great rate!

Fantastic rate for those who have a regular amount to save and can put away for 12 months. I do one each year Reviewed on: 10th April 2023

Great interest rate

7% on a regular saver linked to my current account. Easy to keep an eye on and very rewarding. Reviewed on: 7th April 2023

Can't beat the interest

First direct offers 7% Interest annually on their regular saver account when you switch to their first account. Reviewed on: 4th April 2023

The best bank

First direct are excellent. They pick up the phone after 2 rings. Service is second to none Reviewed on: 3rd April 2023

Best customer service!

Really excellent 24 hr customer service on the app and the best interest rates out there! Reviewed on: 3rd April 2023

What's not to like

Fantastic monthly savings accout for a year,with 7% interest rate, great for saving for rainy day, what's not to like. Reviewed on: 3rd April 2023

Excellent Regular Saver Account, Excellent Service

I’ve had several first direct savers since I joined them when they first started. This product is excellent and has had all sorts of people scrabbling to open one this year, even before the in-year rate increase. Reviewed on: 27th March 2023

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