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first direct: Regular Saver Account reviews

4.82
Based on 136 reviews, last reviewed 22nd Jan 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
7%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Fabulous service and interest rste Fabulous service and interest rste Reviewed on: 22nd January 2026
AW32's avatar
AW32

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024
David's avatar
David

About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

first direct Regular Saver Account reviews (136)

Review of the first direct, Regular Saver Account:

7% for your money!

5
The main reason why I opened this account was to start saving money. It's as simple as setting up a direct debit and each month you will pay yourself. After 12 months you will %7 of it! Reviewed on: 9th March 2023

Great interest rate for the regular saving account

5
Very competitive interest rates, easy account to set up and great online security Reviewed on: 22nd November 2019

Excellent Customer Service

5
I switched to First Direct a few years ago and I must say I have received fantastic customer service on every occasion that I have contacted them. I have recommended First Direct to family and friends however, my only issue is that as they don't have an actual site they may not be able to provide all the services one may receive from other financial institutions (for e.g. I made enquiries about opening an Executor's Account but they don't provide this service). I will continue to bank with First Direct as I am generally happy with their overall service. Reviewed on: 2nd October 2019

Great rate, great monthly contribution limit

5
This monthly saver has a great 5% Interest rate and allows you to pay £300 into the account monthly. This is higher than most other accounts who only allow a £200-£250 contribution Reviewed on: 15th April 2019

Absolutely THE best

5
I have always had great customer service from first direct. The Regular Savings account interest rate is one of the best on the market. It’s a great way to save. Reviewed on: 21st January 2019

VERY GOOD CUSTOMER SERVICE

5
top bank, great AER, highest interest rate and also love the app simple and highly secure! Reviewed on: 28th November 2018

High Interest

5
The best saving account from the most reliable bank. Reviewed on: 22nd November 2018

Great customer service.

5
I changed banks from Barclays and the swap could not have gone easier with emails explaining each step. Also received Bose headphones for changing to them. Reviewed on: 22nd November 2018

Great Customer Service

5
The staff are always professional, friendly and helpful! Reviewed on: 10th November 2018

Interest

5
Excellent interest rate from a superb online bank. Reviewed on: 10th November 2018

Great Interest Rate

5
I switched my current account to FD around a year ago, and as part of the deal, you get a linked regular saver account. You can save up to £300 a month on a date of your choice, and you get a whopping 5% interest. It's a fixed 12 month deal, but you can open another and start again after the 12 months. The current account is great, and the regular saver account is the cherry on the cake! Reviewed on: 8th November 2018

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