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First Response Finance: Car finance reviews

4.95
Based on 6,930 reviews, last reviewed 20th Feb 2026
No new 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

The staff are really polite, welcoming helpful The staff are really polite, welcoming helpful Reviewed on: 20th February 2026
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Aiden wilox

Latest lowest rating:

1

Would not even give this place 1 star . Would not even give this place 1 star . Got a car on finance from tollbar motors from first response finance and had problems from day 1 with the car ... Read more Reviewed on: 5th February 2026
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Tez

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (6930)

Review of the First Response Finance, Car finance:

Great experience

5
Very easy to setup with great customer care. Reviewed on: 13th August 2021

Couldn’t ask for more!

5
Extremely helpful when other companies were not. Customer service was fantastic making sure I understood all the information I needed to know and have kept me updated with my balance after payment. Could not ask for more! Reviewed on: 14th June 2025
Reply from First Response Finance We’re happy that we could help you Paul! Response date: 17th June 2025
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First Response Finance

Made my seach for a care much easy as they gave me a...

5
Made my seach for a care much easy as they gave me a deal that was easy on my pockets. I have been able to have a car and still continue to save as well stay up-to-date with my monthly car payment. First response is the best they understand how the economy is and they provide the best service Reviewed on: 14th June 2025
Reply from First Response Finance We’re happy that we could help you Emmanuel! Response date: 17th June 2025
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First Response Finance

Could get car finance but they gave me a chance and...

5
Could get car finance but they gave me a chance and been here for 7 years now Reviewed on: 14th June 2025
Reply from First Response Finance We’re happy that we could help you Martin! Response date: 17th June 2025
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First Response Finance

Fast and efficient service easy to use and reliable

5
Fast and efficient service easy to use and reliable Reviewed on: 14th June 2025
Reply from First Response Finance That's great to hear, thank you John! Response date: 17th June 2025
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First Response Finance

Good customer service.

5
Good customer service. They follow up with the choice of car and make sure you are comfortable before moving to make a purchase Reviewed on: 14th June 2025
Reply from First Response Finance That's great to hear, thank you Benjamin! Response date: 17th June 2025
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First Response Finance

THE BEST!

5
My experience was Awesome. First Ootiin finance is simply the best! Reviewed on: 14th June 2025
Reply from First Response Finance That's great to hear, thank you Emmanuel! Response date: 17th June 2025
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First Response Finance

SaraNoura

4
Very understanding customer service, Fast and no complications Reviewed on: 14th June 2025
Reply from First Response Finance Thank you Somayeh for the four-star review! Response date: 17th June 2025
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First Response Finance

Kind and helpful

5
Always have been polite and helpful over the phone when I have a query about any finance. Reviewed on: 14th June 2025
Reply from First Response Finance That's great to hear, thank you! Response date: 17th June 2025
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First Response Finance

Excellent Service from Start to Finish!

5
Excellent Service from Start to Finish! First Response Finance made the whole car finance process incredibly smooth and stress-free. From the moment I applied, their team was professional, helpful, and genuinely friendly. Communication was clear at every stage, and they took the time to explain all the options in a way that made sense. What really stood out was how they treated me as a person, not just a number. Even with a challenging credit history, they were understanding and offered a fair and affordable deal that suited my needs. I’m now driving a car I love, and I couldn’t be happier. Highly recommend First Response to anyone looking for car finance with a personal touch! Reviewed on: 14th June 2025
Reply from First Response Finance That's great to hear, thank you Patrick! Response date: 17th June 2025
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First Response Finance

Overall very easy process and you can easily get job...

5
Overall very easy process and you can easily get jobs done over the phone Reviewed on: 14th June 2025
Reply from First Response Finance That's great to hear, thank you Parth! Response date: 17th June 2025
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First Response Finance