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First Response Finance: Car Finance reviews

Name: Car Finance
Rating: 4.95 (6928 reviews)

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4.95

Based on 6,928 reviews, last reviewed 20th Dec 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Had such a great experience with them Had such a great experience with first response they have helped me out so much in the year I have been with them Reviewed on: 29th October 2025

Latest lowest rating:

1

Avoid this company Never missed a payment! Avoid this company Never missed a payment! Customer for over 10 years and this is the thanks I get. I’ve been sold multiple faulty cars by First Respo... Read more Reviewed on: 20th December 2025

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About this product

First Response Finance reviews on our site can help you make up your mind as to whether this is the right car finance provider for you. Our community shares their First Response Finance reviews and experiences in order to help others. So if you've already used First Response Finance in the past, please write a review of your own to assist others choosing a car loan provider!

First Response Finance Car Finance reviews (6928)

Review of the First Response Finance, Car Finance:

Fast and good customer service but embarrassing when...

Fast and good customer service but embarrassing when you must to do video call Reviewed on: 25th April 2024

Great experience highly recommended

Great experience highly recommended Reviewed on: 11th July 2025

Reply from First Response Finance Thank you for the five-star review! Response date: 11th July 2025

Great to deal with , very helpful

Great to deal with , very helpful Reviewed on: 11th July 2025

Reply from First Response Finance Thank you for the five-star review! Response date: 11th July 2025

I got my first car using first response

I got my first car using first response and I have never had any issues with them Reviewed on: 11th July 2025

Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 11th July 2025

I recently used First Response Finance to help finan...

I recently used First Response Finance to help finance a used car, and overall, the experience was very positive. From the beginning, their team was responsive, polite, and made the application process straightforward. Communication was clear and timely, and I appreciated that they took the time to explain the terms of the agreement without using confusing jargon. Their approval process was surprisingly quick, and they seemed willing to work with a variety of credit situations, which makes them a solid option for those who may not have perfect credit scores. The interest rates were competitive given the circumstances, though it’s always good to compare with other providers if you qualify for better terms. One thing that stood out was the personal touch — I didn’t feel like just another number. Customer service reps followed up to ensure everything was in place and were easy to reach when I had questions. The only reason I’m giving four stars instead of five is that there could be more transparency on how they calculate interest over time — it’s worth double-checking the total repayment amount and making sure you’re fully informed before signing. Reviewed on: 11th July 2025

Reply from First Response Finance Thank you for the four-star review! Response date: 11th July 2025

Absolutely Great Guys

They sorted my car finance very smoothly I didn’t have to call them to raise any concerns. Great guys I would give a 10/10 Reviewed on: 11th July 2025

Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 11th July 2025

Customer service guys are great very friendly and he...

Customer service guys are great very friendly and helpful over the phone Reviewed on: 11th July 2025

Reply from First Response Finance Thank you, we’re happy that we could help you! Response date: 11th July 2025

Super fast decision and great service.

Super fast decision and great service. Very good communication. Reviewed on: 10th July 2025

Reply from First Response Finance Thank you for the five-star review! Response date: 11th July 2025

Thank you for your excellent service more power!

Thank you for your excellent service more power! Reviewed on: 10th July 2025

Reply from First Response Finance Thank you for the five-star review! Response date: 11th July 2025

They listened

They listened, understood and really helped me reach a resolution. Reviewed on: 10th July 2025

Reply from First Response Finance We’re happy that we could help you! Response date: 11th July 2025

Best car finance company.

Best car finance company. Strongly recommend Reviewed on: 10th July 2025

Reply from First Response Finance That's great to hear, thank you! Response date: 11th July 2025

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First Response Finance: Car Finance reviews

100% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

First Response Finance Car Finance reviews (6928)

Fast and good customer service but embarrassing when...

Great experience highly recommended

Great to deal with , very helpful

I got my first car using first response

I recently used First Response Finance to help finan...

Absolutely Great Guys

Customer service guys are great very friendly and he...

Super fast decision and great service.

Thank you for your excellent service more power!

They listened

Best car finance company.

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