Smart Money People Logo

First Response Finance: Car finance reviews

4.95
Based on 7,237 reviews, last reviewed 3rd May 2026
30000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth, quick and most importantly with no hidden fees Smooth, quick and most importantly with no hidden fees Reviewed on: 3rd May 2026
M D's avatar
M D

Latest lowest rating:

1

Poor Customer Service and Zero Support Very Poor Customer Service, Zero support This companies customer service is very poor, and their customer support is non existent. They continuly try ... Read more Reviewed on: 5th March 2026
Steve K's avatar
Steve K

About this product

First Response Finance offer car finance for different vehicles including cars, motorbikes and vans.

You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults or missed payments, as bad credit specialists, First Response Finance may still be able to help.

First Response Finance reviews help you find out what it’s really like to be a customer. If you’ve used First Response before, you can also leave a review and share your experience.

First Response Finance Car finance reviews (7237)

Review of the First Response Finance, Car finance:

I have used first response for years,no hassle and e...

5
I have used first response for years,no hassle and easy company to deal with Reviewed on: 6th June 2024

Absolutely brilliant company

5
What can I say about first response finance ive been with them now for 10yrs all ways lovely no matter what if your struggling with payment ie. Corna virus they where always there if you needed them I wouldn't go with anyone else keep up the good work guys x Reviewed on: 13th August 2021

Car finance

5
This is a great company had no issues whatsoever I would absolutely recommend them to anyone needing car finance A+ Reviewed on: 13th August 2021

Yep, recommended

5
lent me mony to get a car a1 service never had a prob with them Reviewed on: 13th August 2021

Fast and Polite Service

5
The service received was second to none. I was not judged one bit from my past credit history and was agreed finance on the same day I applied. Everyone at First Response are so friendly and work you to come to a suitable affordable payment plan for your finance. Reviewed on: 13th August 2021

Brilliant company

5
Very fast and helped me get my new car, within 2 days I was on the road in my new car Reviewed on: 13th August 2021

Helpful and quick

5
Really helpful, financing mt car, with no complications. Would recommend to any friend. Reviewed on: 13th August 2021

Good / very understanding

5
They helped me get my new car in September 2020 when I was two weeks of having my baby! They where amazing and helped me out with managing my finance for the new family car Reviewed on: 13th August 2021

Easy and very helpful!

5
Due to being heavily pregnant but needing a safe car to travel with my baby in. First respone finance helped us to get the perfect car and even gave us other options to increase our chances of being accepted! We're really helpful and patient with me and my baby brain... and helped us reach our dream!! 1000% recommend!! Reviewed on: 13th August 2021

Quick Easy and efficient

5
A fast and speedy service with no hard sale or pressure from them Reviewed on: 13th August 2021

Very Good rates

5
It was easy to apply. And the customer service is unbelievable so so good Reviewed on: 13th August 2021