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Halifax: Current account reviews

4.16
Based on 955 reviews, last reviewed 20th Feb 2026
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Halifax is incredibly good with patient customer ser... Halifax is incredibly good with patient customer service Reviewed on: 20th February 2026
Abike A's avatar
Abike A

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (955)

Review of the Halifax, Current account:

Great account

5
Great current account giving £5 reward each month plus cash back to be earnt using your debit card in certain stores. Very helpful in branch when setting up the account talking us through everything really well, can't fault them so far. Reviewed on: 28th March 2016

Great

5
Been with Halifax since I was 18 and they have always faultless wouldn’t use anyone else. Reviewed on: 16th February 2023

Great bank

5
Been with Halifax since I was 3 and never been tempted to change. Everything I need in one place and think the app is great. I have another account with a different bank (it’s a joint account) and it just doesn’t compare Reviewed on: 16th February 2023

Ease of use

5
Excellent service staff always helpful and good money transfer speed Reviewed on: 16th February 2023

Do not take mortgage

1
Strongly advise NOT to take mortgage from this bank. Interest rate is going up every 2 months by £20 because they want to force existing customers to take remortgage, where for £60000 borrowed you have to repay over 100000. Terrible. Reviewed on: 10th February 2023

good reliable bank

5
always offering help, friendly customer service, good online banking app Reviewed on: 9th February 2023

They look after me

5
Had a few financial difficulties over the past few years but Halifax helped me a huge amount! Reviewed on: 8th February 2023

Secure

5
Banked with halifax for many years never had a problem Reviewed on: 8th February 2023

Easy to use

4
App is easy to use. The debit card is accepted everywhere Reviewed on: 8th February 2023

Bank acount

5
Diss bank ist number 1.i dont have problem Reviewed on: 6th February 2023

Happy with Service

5
The Halifax Current Account has clear guidelines, no hidden charges and any time I have needed help or advice the advisors have been polite and knowledgable. Reviewed on: 5th February 2023

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