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Halifax: Current account reviews

4.27
Based on 988 reviews, last reviewed 21st Aug 2026
90% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
59%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
2%
See only 1 star reviews
9%

Latest highest rating:

4

Halifax is a bank and it’s where I keep my money. Halifax is a bank and it’s where I keep my money. I put it in there and it stays there until I spend it. How many characters is enough characters? Hav... Read more Reviewed on: 21st August 2026
d.orchard's avatar
d.orchard

Latest lowest rating:

1

Absolutely shocking customer service . Absolutely shocking customer service .My card was used fraudulently,it took over an hour for someone to pick up the phone call on the dedicated fraud ... Read more Reviewed on: 24th April 2026
Corrina Hallam's avatar
Corrina Hallam

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

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Halifax Current account reviews (988)

Simple to use

5
Clear simple banking. Great customer service. Fab banking app. Reviewed on: 23rd December 2019

Been happily with Halifax for donkey's years

4
Signed up as a postgrad about 25 years ago and have used numerous accounts and products with them ever since. Pity both my local branches had to close, though. Reviewed on: 17th December 2019

Good everyday bank

5
Every time I use my local branch they always have a smile on their face like they are happy to see me which is nice Reviewed on: 16th December 2019

Reliable Friendly and Easy to Use

5
Easy to use halifaxs App and also good product range all in one place. Reviewed on: 5th December 2019

All good, 10 years on

4
Straightforward product, very good service in branch and on the phone in my experience. Reviewed on: 29th November 2019

Amazing

5
-Excellent service - Great offers -Easy to use -Brilliant staff -Very trustworthy Reviewed on: 28th November 2019

Reliable, Easy, Pain-Free

5
I have banked with Halifax for 5 years or more now. I have not one complaint. I particularly like the app for my phone which is easy to use and efficient. I also have two savings accounts for my children and these are linked to my account which makes it all really easy to keep track of in one place. I also get incentives to stay under my overdraft which is a great extra. Reviewed on: 26th November 2019

Good service

5
Everytime I've been into my local branch. (Redcar) The staff are always happy and helpful Reviewed on: 25th November 2019

Generally fine but forever changing for the worse

3
Generally this account does what it needs to but every time they update the terms in conditions there are more fees. The reason I opened this account and pay a monthly fee is because I wanted a free overdraft facility but they now charge a daily fee if I use my arranged overdraft. Reviewed on: 24th November 2019

Expensive charges for Rewards

2
charges just rocketed up . . . . . . time to switch Reviewed on: 24th November 2019

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