Write a review

Halifax: Current account reviews

Name: Current account
Rating: 4.19 (938 reviews)

View other Halifax products

4.13

Based on 938 reviews, last reviewed 9th Jul 2025

71% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

58%

23%

Latest highest rating:

5

Halifax has been my bank for a few years now Halifax has been my bank for a few years now Reviewed on: 9th July 2025

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025

Read all reviews Write a review

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Review Halifax: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Halifax Current account reviews (938)

excellent

banked with Halifax for years, no problems, no expensive bank charges Reviewed on: 17th April 2019

easy and straightforward

I have been with halifax since I was a student and they consistently give me the most straightforward and helpful experience. Their customer service with issues such as address change and overdraft limit arranged is brilliant. Reviewed on: 16th April 2019

Really helpful and excellent service

I have only just signed up with Halifax but they were very helpful. Excellent communication and services Reviewed on: 16th April 2019

Easy To Use

The online banking app makes it easy to keep up to date with your finances. You can also pay cheques up to £500 online now which saves a trip in to town. If you do need to go in to the branch the staff are always helpful and efficient. Reviewed on: 16th April 2019

great service

U.K. call centres that answer the phone quickly. Reviewed on: 16th April 2019

Good current account

Halifax have served us well as a bank. The internet banking is very occasionally down for maintenance, but generally very good. My main complaint is that the monthly bonus has dropped from £5 to £2 which isn't very good. Reviewed on: 15th April 2019

They offer £135 to switch for a reason - DON'T DO IT

I have been a customer with Halifax since 2011 and have had ongoing problems with them. Over the years my debit card gets unexpectedly blocked by Halifax when they decide there has been a few too many transactions (online shopping etc.) I have complained several times about how they will just block a card and do nothing to resolve it. Recently I have decided to switch because I had my purse stolen in town, with both my Halifax credit and debit cards in. I received the credit card (not working, contactless not authorised) and from 15th Feb as of today 26th Feb I have yet to receive my debit card. No response from Halifax, have had to rely on cash from family for the past 2 weeks and have embarrassingly had to hand things back at checkout when cash couldn't cover it. I am completely dependent on Halifax and they leave me without any cards for nearly 2 weeks. Opening a case with Financial Ombudsman out of principle. Can't wait to switch to RBS Reviewed on: 26th February 2019

Keep you in the loop

Halifax are very good at keeping you up to date with balance updates and reminders of direct debts coming soon so it is super easy to budget. Reviewed on: 10th February 2019

Quids in!

My current bank with whome I had been with for 25 years were becoming boring ,unforgiving and uncurrent so I saw a refreshing change with a bonus with Halifax . Not only a good move, I was paid for doing it! Thankyou. Reviewed on: 9th February 2019

Good service

Good solid customer service and a wide range of products available Reviewed on: 8th February 2019

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from permanent tsb 1.96 from 15 reviews
Personal Current Account
from Bank of Ireland 4.15 from 13 reviews
Current Account
from Triodos Bank 4.93 from 7954 reviews

Want to see more from Halifax?

Online Tracker Bond
from Halifax 5.00 from 1 reviews
Student Current Account
from Halifax 4.60 from 10 reviews
Online Saver
from Halifax 4.60 from 35 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub