Smart Money People Logo

Halifax: Current account reviews

4.15
Based on 949 reviews, last reviewed 24th Jan 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

4

Recently saved from a 'scam' by the Halifax fraud de... Recently saved from a 'scam' by the Halifax fraud department. Excellent service there. Reviewed on: 24th January 2026
Ian Bentley's avatar
Ian Bentley

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (949)

Review of the Halifax, Current account:

Great bank, easy to use app, would recommend!

4
I switched from Lloyds bank to Halifax a few months ago and I'm very happy. I got a £70 award for switching and it was a simple and straight forward switch, taking about 5-7 days to complete. The Halifax mobile app is great, I don't use the online website much but mainly the app and it is brilliant. I'd definitely recommend Halifax! Reviewed on: 8th November 2018

OK bank but on a lot of benefits and only small rewa...

3
OK bank but on a lot of benefits and only small rewards compared to my chase account Reviewed on: 6th March 2025

Reliable, easy service.

4
Reliable, easy service. Not groundbreaking Reviewed on: 3rd March 2025

Excellent

5
Really good bank, never any problems Reviewed on: 27th February 2025

Decent British bank easy to manage on the app withou...

4
Decent British bank easy to manage on the app without all the hassle Reviewed on: 27th February 2025

I enjoy getting my £5 per month, whilst having a gre...

5
I enjoy getting my £5 per month, whilst having a great current account. Reviewed on: 27th February 2025

Staff always available on phone.

5
Staff always available on phone.queries resolved quickly and friendly service Reviewed on: 26th February 2025

Never had an issue with Halifax and I've been bankin...

5
Never had an issue with Halifax and I've been banking with them for a long time. Reviewed on: 26th February 2025

Having a disability

5
Having a disability puts me at risk but Halifax staff have helped me feel secure in every way Reviewed on: 26th February 2025

Very helpful and informative customer service when I...

4
Very helpful and informative customer service when I had an issue with an overpayment to a company Reviewed on: 26th February 2025

They’ve not lost my money or anything

4
I’ve used this bank for as long as I can remember and never had any major issues. Reviewed on: 26th February 2025

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Halifax?

  • Online Tracker Bond

    from Halifax 5.00 from 1 reviews
    Halifax
  • Online Saver

    from Halifax 4.61 from 35 reviews
    Halifax
  • Flexicard

    from Halifax 4.57 from 5 reviews
    Halifax
    View all products