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Halifax: Current account reviews

4.12
Based on 938 reviews, last reviewed 9th Jul 2025
88% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Halifax has been my bank for a few years now Halifax has been my bank for a few years now Reviewed on: 9th July 2025
Caroline 's avatar
Caroline

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

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Halifax Current account reviews (938)

Unhappy

3
It was ok at first when I opened account but most things they offered they have taken away,like £5 to stay in credit its only £3 now. Reviewed on: 14th August 2017

Appalling

1
After almost 4 years with Halifax they decided there was a problem with the way the account was set up and made it impossible to set up new payees. After 5 phonecalls, literally hours on hold, repeated promises of callbacks that never came, and half a tree worth of pointless letters, they achieved precisely nothing, so i closed the account and set up with a bank that knows what they're doing. Halifax also have the longest waiting times of any organisation i've dealt with (possibly equal with HMRC), and their so-called 'complaint managers' sound like the work experience kids - they know nothing and are terrified of speaking to customers. They deserve to go out of business. Reviewed on: 30th July 2017

Dishonest cashiers

1
Dishonest thieves. I deposited £2000 into this bank having sold my motorbike. No sooner did I leave the branch the cashier withdrew the money with a "correction" and put in £200. When challenged about a month or so later having checked online I realised the error and checked with the bank as my login details didn't work. They totally refused claiming the cashier was adamant that I only deposited £200. He made the mistake with the "0" on the end. Tried to call me but I didn't answer apparently. Ombudsman checked, no CCTV and accounts audit balance was correct so I am wrong apparently. Avoid, thieves... Reviewed on: 23rd July 2017

Halifax are brilliant

5
always so very helpful when i have an issue and sort the problem straight away. they even refunded some charges from missed direct debit when i was suffering hardship!!!! I trust this bank entirely Reviewed on: 22nd July 2017

Sloppy

1
Sloppy sour unhelpful disappointing and un loyal Reviewed on: 1st July 2017

Great account

5
My halifax current account gives me all the facilities I need.. I have no complaints whatsoever. Reviewed on: 27th June 2017

Great bank

5
Brilliant bank to be with. On a couple of occasions direct debits have been declined due to insufficient funds but they haven't charged me. In bank itself, the staff are always helpful and pleasant. Only downside is the fact they won't give overdrafts to those with bad credit history even though they get all my pay paid into them. Reviewed on: 27th June 2017

Friendly & helpful staff

4
I had money taken from my account without my concent but was refunded. Reviewed on: 27th June 2017

Just works!

5
Very user friendly staff & easy online banking Reviewed on: 27th June 2017

Current account

4
happy with the customer service have been with halifax for 2 years, never had any problems. Reviewed on: 23rd June 2017

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