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Halifax: Current account reviews

4.16
Based on 955 reviews, last reviewed 20th Feb 2026
1000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Halifax is incredibly good with patient customer ser... Halifax is incredibly good with patient customer service Reviewed on: 20th February 2026
Abike A's avatar
Abike A

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (955)

Review of the Halifax, Current account:

I’ve been a Halifax customer many years they have al...

5
I’ve been a Halifax customer many years they have always been a reliable bank with great customer service I won’t go anywhere else. Reviewed on: 23rd August 2024

ultimate reward

5
Upgraded to the ulimate reward current account. So easy Reviewed on: 26th June 2016

Halifax customer service

4
On all occasions that I have dealt with Halifax they have delivered excellent customer service and I have left feeling as though they are the right bank for me. Reviewed on: 22nd June 2016

Straightforward and clear

4
Very user friendly online banking, quick transactions and friendly staff both in branch and over the phone Reviewed on: 20th June 2016

They charged me £150 for accidentally going £5 overdrawn.

1
A few years ago I was in bad health and had no money coming in and I accidentally went £5 overdrawn on my account. They immediately charged me £25. I wrote to them explaining that I had no money and that I couldn't pay it back, and they wrote back saying "tough", and they kept piling on the charges. I eventually managed to lend £150 from a relative to pay the money off, otherwise I expect they would have happily charged me thousands. Reviewed on: 20th June 2016

Great

5
Super bank, really recommend them for great customer service Reviewed on: 15th June 2016

excellent

5
staff always polite, helpful and go the extra mile Reviewed on: 3rd June 2016

Good

4
Nothing to complain about with this service Reviewed on: 2nd June 2016

Fantastic cashback & great customer service

5
Was offered £100 to change my Natwest account to a Halifax Current account and £5 per month for £700+ deposits into the account. Everything was done online, I had nothing to do but complete a few small details in-store with very helpful Halifax staff. Reviewed on: 23rd May 2016

excellent customer service

5
almost polite, always helpful and always go the extra mile Reviewed on: 20th May 2016

Fantastic customer service whichever branch I go into. Tea and coffee always offered and telephond banking very good and user friendly.

5
I love Halifax. They're always on hand 24/7 and telephone and online banking is great. Pick up time is usually very quick too. Reviewed on: 18th May 2016

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