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Halifax: Current account reviews

4.16
Based on 955 reviews, last reviewed 20th Feb 2026
1000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
58%
See only 4 star reviews
23%
See only 3 star reviews
7%
See only 2 star reviews
3%
See only 1 star reviews
9%

Latest highest rating:

5

Halifax is incredibly good with patient customer ser... Halifax is incredibly good with patient customer service Reviewed on: 20th February 2026
Abike A's avatar
Abike A

Latest lowest rating:

1

Closure of my Accounts I lost an account that have opened for almost a decade because of a review they refused to share with me till date. I tried to get help from different... Read more Reviewed on: 14th June 2025
Rizq's avatar
Rizq

About this product

The Halifax Current Account is a free, everyday banking option.

You have the option to apply for an arranged overdraft and make contactless payments. With Save the Change®, you can round up your card payments and put the change in your Halifax savings account.

Halifax Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Current account reviews (955)

Review of the Halifax, Current account:

Great account

5
Great current account giving £5 reward each month plus cash back to be earnt using your debit card in certain stores. Very helpful in branch when setting up the account talking us through everything really well, can't fault them so far. Reviewed on: 28th March 2016

Always helpful!

5
I love my bank ..Halifax.. I’m luck, The staff knows me for years ,always so helpful .I'm profoundly deaf since birth. Brilliant,friendly staff ! x Reviewed on: 12th February 2016

Good insurance package

5
I love my bank as my ultimate reward account covers me for all different types of insurance holiday phone ect... Reviewed on: 12th February 2016

Excellent for student

4
I've had my current account since school, since being in uni it's been really easy to keep track of. The online banking is simple, the cashbook extras are a great way to save me a few penny's. Reviewed on: 12th February 2016

Super banking

4
I moved to Halifax simply for the £100 switch offer but since I have been impressed with the banking, it is easy to access and easy to talk to someone if you need to. They were really helpful when a company stole money from me and wouldn't return it, they were accessible, polite and considerate. I also have a savings account, credit card and had car insurance with them, they are a company I trust. The only thing negative is the interest rates, but that is what is negative about all banking with any banks! Reviewed on: 12th February 2016

Removed my overdraft for no reason and not communicated

3
They took my agreed overdraft off me with no reasoning, no communication nothing. Just noticed one day on my statements it had gone down by £900 not even a small amount. As this was an agreed overdraft what would have happened if I had gone into it without knowing! Bad show! Reviewed on: 5th February 2016

Seem not bother to advise me

2
They seem not interesting to inform/advice me to see if they can offer better saving for me as I joined them for many years Reviewed on: 26th January 2016

Friendly helpful staff both in store and online

4
Friendly helpful staff both in store and online, always happy to help and very attentive i have been with the bank now almost 6 years andd love the benefits would recommend to all my family and friends Reviewed on: 15th January 2016

The staff are in a league of their own

5
The staff in my branch are always so attentive friendly. They're a crazy bunch, always smiling and happy to have a laugh with you. It actually makes me enjoy the experience of paying my bills!!! top marks from me. Reviewed on: 7th January 2016

Good straight forward account with no complications

4
Needed a 2nd account to help sort outr some switching issues, Halifax current account set up and working in just a couple of days and I was able to resolve all my issues. No frills and no charges as long as you keep in the black! Reviewed on: 24th December 2015

Ok

3
Their in-store customer service is better than most of the other banks I have been with. However their mobile customer service is absolutely terrible and lets them down a lot. Reviewed on: 24th December 2015

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