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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.28 (263 reviews)

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4.16

Based on 263 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Its a brilliant card for spending overseas. Its a brilliant card for spending overseas, no extra charges. You can see the cost immediately via the App. Easy to make payments to from my regular b... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (263)

Review of the Halifax, Clarity credit card:

-7.5% for exchange rate

This card gives you free withdrawals aboard but at a stink exchange rate of 7.5%. If you do use if for a cash withdrawal pay it off straight away so you don't start paying interest. However it is good for paying for purchases etc as you get the interbank rate. Reviewed on: 6th June 2017

Great App

When you look at your clarity card transactions in the app, not only does it tell you how much you spent in local currency and GBP, but also has a little map so you can see where exactly you spent it too! Reviewed on: 7th July 2019

Travel Essental

Convenient and Excellent rates for withdrawing cash abroad Reviewed on: 7th June 2019

BRILL

GREAT CARD - OFFERS CASH BACK - PAY ON LINE WITH IT - LOVELY Reviewed on: 29th April 2019

Best free fee card

I have had this for years and would highly recommend as you can use it aborad with no fee Reviewed on: 15th April 2019

COMPETATIVE RATES

VERY GOO FOR TRAVEL CASH EXCHANGE RATES Reviewed on: 10th February 2019

Loyal cutomer refused Clarity card

Despite having banked with Halifax for over ten years, never having had an overdraft and always in credit by four figures I was refused a clarity card for my forthcoming four week trip. Could not do it on line, branch could not do it and I was obliged to call at the branch several times and still refused and advised I had to do it via telephone banking going through all the questions again. Appalling behaviour by Halifax, but good news for me. I have moved to Starling and TransferWise and could not be happier with my choice of banks Reviewed on: 9th February 2019

A Great Travel Credit Card

Get the best exchange rate to spend money abroad Reviewed on: 8th February 2019

Handy card to have

I have had a clarity card for quite a while they are always offering me good rates Reviewed on: 7th February 2019

My Travel Bestie

Halifax Clarity gives me peace of mind when travelling abroad -it’s widely accepted; gives near perfect rates with no fees and even cash withdrawals are charged at a reasonable %. Customer service is easy to navigate and statements are clear and easy. Reviewed on: 13th January 2019

great holiday essential

saved us a lot of money using this abroad- no fees Reviewed on: 12th January 2019

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