Write a review

Go to business site

Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.18 (264 reviews)

View other Halifax products

4.18

Based on 264 reviews, last reviewed 28th Feb 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

An excellent traveller's credit card - just needs a... An excellent traveller's credit card - just needs a cherry on top Reviewed on: 28th February 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

Read all reviews See your review

About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (264)

Review of the Halifax, Clarity credit card:

Loyal cutomer refused Clarity card

Despite having banked with Halifax for over ten years, never having had an overdraft and always in credit by four figures I was refused a clarity card for my forthcoming four week trip. Could not do it on line, branch could not do it and I was obliged to call at the branch several times and still refused and advised I had to do it via telephone banking going through all the questions again. Appalling behaviour by Halifax, but good news for me. I have moved to Starling and TransferWise and could not be happier with my choice of banks Reviewed on: 9th February 2019

Great for Travel Cash

Very Good rates, accepted everywhere for stress free foreign cash Reviewed on: 12th January 2019

Good card

Love the fact I can use it for free abroad Reviewed on: 11th January 2019

Long winded but great perks

I've been living overseas for a while now, and although sometimes the Halifax app is a little behind times and hard to navigate, the perks of this card have been outstanding. You don't get charged any fees for using your card abroad which has saved me so much money. They don't offer any other perks with the card barring the occasional period of super low interest, but the savings alone with using the card overseas trump any offers I've had with loyalty cards prior. Reviewed on: 4th January 2019

Best customer service

I have been with a number of Banks and Halifax has been the best for everything I have needed. The customer service team over the phone was able to set up my online banking straight away, and helped when I was going abroad that the card wouldn't be frozen like it so commonly is with other banks. Reviewed on: 27th December 2018

great card for travel

good rates & low fees for foreign expenditure Reviewed on: 17th December 2018

Travel card

great for travel with no charges on spending - but don't withdraw on it. Reviewed on: 14th November 2018

Customer service

Great friendly customer service. Polite and easy to deal with Reviewed on: 9th November 2018

Great card with benefits

YOU CAB DO GOOD WHILST YOU SPEND WITH THIS CARD - WHAT'S NOT TO LIKE ABOUT THAT. Reviewed on: 9th November 2018

Best for spending abroad

I always use this abroad as you don't get charged and get a better exchange rate Reviewed on: 8th November 2018

Great for abroad

We always take it with us to the USA. Saves exchanging money, then worrying I will lose it. Never had any issues, with not being able to ise it! Reviewed on: 8th November 2018

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 2.73 from 188 reviews
Gold Credit Card
from American Express 4.71 from 24 reviews
Cashback Plus Credit Card
from RBS 4.13 from 8 reviews

Want to see more from Halifax?

Online Tracker Bond
from Halifax 5.00 from 1 reviews
Online Saver
from Halifax 4.61 from 35 reviews
Flexicard
from Halifax 4.57 from 5 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub