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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.28 (263 reviews)

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4.17

Based on 263 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Its a brilliant card for spending overseas. Its a brilliant card for spending overseas, no extra charges. You can see the cost immediately via the App. Easy to make payments to from my regular b... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (263)

Review of the Halifax, Clarity credit card:

GREAT FOR TRAVEL

CHEAPEST TRAVEL MONEY CARD AROUND HIGHLY RECOMMENDED Reviewed on: 31st August 2019

Brilliant. Essential for travel

This credit card was a lifesaver while I spent five weeks travelling in south america. Not wanting to take all the money needed for such a long trip in one lump sum I was worried about credit card charges too. This card offers free cash withdrawals from anywhere so I was able to withdraw sometimes daily and only carry around a minimum amount of cash. Reviewed on: 3rd November 2017

Foreign currency

Tha clarity card gives a very good rate of exchange when used abroad. Recently in Canada and card was accepted everywhere Reviewed on: 1st October 2017

Perfect travel companion

Travel abroad a lot and use clarity card for everyday cash and spending. Get best rate and so far no extra charges for withdrawing cash or paying bills although I understand some foreign banks may charge. The perfect travel companion Reviewed on: 29th September 2017

Free to use Abroad

Perfect card for holidays as it's free to use in shops and restaurants and you get a better rate than exchanging currency. I also withdraw cash at the cashloing and then pay it off on my App so I don't pay any interest. So saves bringing loads of cash away with you when you go on holiday. I think it's a brilliant card. Reviewed on: 11th June 2017

The Credit Card to use Abroad

Fantastic credit card for using abroad as no transaction fees and a really good rate of exchange Reviewed on: 11th June 2017

New User

Obtained this card as my friend has one and she explained sell about it and it looked good.! Just used it for the first time in the USA and Central America. No problems using it at all. Account has just arrived and the exchange rate is far better than any Bureau de Change offers in this country. Went in to the local Halifax just before my holiday to advise them which countries I was going to and got excellent service. Reviewed on: 10th June 2017

Great

Easy to keep track of and good rates Reviewed on: 7th June 2017

-7.5% for exchange rate

This card gives you free withdrawals aboard but at a stink exchange rate of 7.5%. If you do use if for a cash withdrawal pay it off straight away so you don't start paying interest. However it is good for paying for purchases etc as you get the interbank rate. Reviewed on: 6th June 2017

Best card for abroad travel

Best card for your holidays abroad. Got one of these and it gives the best exchange rate ever while on holiday abroad. No extra charges for cash withdrawal either. I recommend one of these cards for anyone travelling abroad. Reviewed on: 5th June 2017

Excellent for travel

This is an excellent card to use when you are abroad as, unlike many cards, there are no fees for using your card overseas. Would highly recommend to keep costs down on holiday. Reviewed on: 4th June 2017

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