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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.18 (264 reviews)

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4.18

Based on 264 reviews, last reviewed 28th Feb 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

An excellent traveller's credit card - just needs a... An excellent traveller's credit card - just needs a cherry on top Reviewed on: 28th February 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (264)

Review of the Halifax, Clarity credit card:

Easy, simple with excellent service!

Always easy to contact and speak to. Advisors are friendly and helpful and the card is perfect for overseas transactions. Reviewed on: 1st February 2015

Best card for abroad travel

Best card for your holidays abroad. Got one of these and it gives the best exchange rate ever while on holiday abroad. No extra charges for cash withdrawal either. I recommend one of these cards for anyone travelling abroad. Reviewed on: 5th June 2017

Excellent for travel

This is an excellent card to use when you are abroad as, unlike many cards, there are no fees for using your card overseas. Would highly recommend to keep costs down on holiday. Reviewed on: 4th June 2017

Difficult Start but Great Credit Card

This credit card took me a while to receive as they lost my application details twice. Eventually I received the Credit Card and I use it for all my holidays abroad and it's perfect. Reviewed on: 31st May 2017

There when needed!

Applied for this card especially for travelling abroad, due to automatic anti fraud protection the card was blocked multiple times and due to time difference and lack of access to phone on one particular occasion, only access to internet contacted Halifax via twitter to which they replied within minutes and called the hotel I was staying and unblocked the card (very relived), on top of this the card interest rate was fantastic actually happy to pay interest for the great service provided, I believe not many people would say that. Reviewed on: 30th May 2017

Fair interest rates and zero forex fees

Love the Clarity credit card. The interest rate, although higher than you would find for a loan, is much more competitive than other credit cards I have. What I really love though is zero fees on purchases in foreign currencies - this is the standout feature as far as I am concerned. Reviewed on: 30th May 2017

Great for overseas spending.

Has a very good APR this credit card, but it's best used as a way of getting money overseas. No fees for taking money out of an ATM and no fees for using in a shop, and the exchange rate is set by MasterCard, which is a better rate than you're get anywhere. What's not to love, just remember to pay it off. Reviewed on: 30th May 2017

The only Credit Card you need to pack for purchases when going abroad.

I have used this credit card several times in different countries to purchase goods and have always got a good exchange rate and there are no extra fees/charges. Reviewed on: 27th May 2017

Really Useful Card

Having recently retired and, enjoying my retirement, by booking last minute breaks abroad. I can go away knowing that I won't be penalised when using it whilst on holiday, and as it's a master card the exchange rate they get when converting my purchase is very reasonable. Reviewed on: 14th May 2017

Perfect exchange rates all over the world

Amazing product. The amount of charges I would have paid had I used my debit card is eye-watering. Saved me a lot of money and great customer service. Reviewed on: 11th May 2017

Awesome for travelling

best rates for spending abroad - good app also! Reviewed on: 6th May 2017

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