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Halifax: Clarity credit card reviews

Name: Clarity credit card
Rating: 4.28 (263 reviews)

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4.17

Based on 263 reviews, last reviewed 23rd Jan 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

65%

18%

10%

Latest highest rating:

5

Its a brilliant card for spending overseas. Its a brilliant card for spending overseas, no extra charges. You can see the cost immediately via the App. Easy to make payments to from my regular b... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025

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About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (263)

Review of the Halifax, Clarity credit card:

GREAT FOR TRAVEL

CHEAPEST TRAVEL MONEY CARD AROUND HIGHLY RECOMMENDED Reviewed on: 31st August 2019

You will not regret it

I travel a fair deal and I use to use various credit cards, but found that I use to get stung by the exchange rate on my return, but the clarity card gives you a peace of mind because it has one simple rate, no usage fee and I have used this every where I go, and because I pay it off as soon has I get back home I have no interest to pay. so I would highly recommend having this card. Reviewed on: 13th April 2017

great card for abroad

This card is great to use abroad, there is no charge to use like others that charge 2.75% on each transaction Reviewed on: 5th April 2017

Clarity on the clarity card

I first got a clarity card when I was studying across Europe, the promise of no transaction fees to take out cash abroad was what tempted me to it. The exchange rate you get is normally better than the high street but do research before hand as this is not always the case. Reviewed on: 4th April 2017

Great for travelling.

Took out this credit card on recommendation from a financial advice website for holidays abroad. Reviewed on: 4th April 2017

good

not had an issues, very handy for abroad and at home Reviewed on: 4th April 2017

Great card for use Abroad

I have the Clarity card, as I am retired and I like to holiday abroad, I can use my card without having to carry cash around, and I won't get stung by foreign transaction fees charges . I really feel this is the worst kind of rip off by some Banks and Credit card companies. So I really happy to recommend this card to friends and family. Also whenever I need to call them the service is quick and very helpful Reviewed on: 3rd April 2017

Security risk and terrible customer service

Halifax sent my credit card to the wrong address, somehow their system managed to change my address, obviously a huge security risk. To make matters worse their customer services were terrible. They didn't sort the problem but instead sent another card to the wrong address! Unbelievable. Stay away from this bank if you don't want to be a victim of identity fraud. Reviewed on: 1st April 2017

No exchange rate charge abroad

Easy to use on holiday as you don't need to carry cash and don't incur a exchange rate charge. The things you buy are just converted without the charge as opposed to cash machines which charge you a fee #MaxYourMoney Reviewed on: 21st March 2017

Great Credit Card

I got this card for traveling to the USA last summer but have found it to be a great card for day to day use also. The staff are great and the mobile banking app is very clear. They keep you informed of your balance making it easy to control your spending. Reviewed on: 1st March 2017

Overseas spending

The Halifax Clarity card is just what you need when abroad. I use mine all the time and get great exchange rates, but do pay off IN FULL Reviewed on: 11th February 2017

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