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Halifax: Clarity credit card reviews

View other Halifax products
4.18
Based on 264 reviews, last reviewed 28th Feb 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
65%
See only 4 star reviews
18%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

An excellent traveller's credit card - just needs a... An excellent traveller's credit card - just needs a cherry on top Reviewed on: 28th February 2026
running free's avatar
running free

Latest lowest rating:

1

Don’t bother use someone else’s credit card abroad We got a Clarity credit card to use abroad as there are no transaction fees on foreign purchases. You know why? Because the fraud department puts a bl... Read more Reviewed on: 8th March 2025
M M's avatar
M M
Read all reviews See your review

About this product

Halifax Clarity credit card offers travel related benefits.

If you want to apply for a Halifax Clarity credit card, you can use the online tool to see your interest rate and estimated credit limit. Your credit score is protected by finding out if you’re likely to be approved before you apply.

Halifax Clarity credit card reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Clarity credit card reviews (264)

Review of the Halifax, Clarity credit card:

Loyal cutomer refused Clarity card

1
Despite having banked with Halifax for over ten years, never having had an overdraft and always in credit by four figures I was refused a clarity card for my forthcoming four week trip. Could not do it on line, branch could not do it and I was obliged to call at the branch several times and still refused and advised I had to do it via telephone banking going through all the questions again. Appalling behaviour by Halifax, but good news for me. I have moved to Starling and TransferWise and could not be happier with my choice of banks Reviewed on: 9th February 2019
Alison Ashcroft's avatar
Alison Ashcroft

Great Mortgage

5
I have my mortgage with Halifax, great rate, great service and I receive clear and easy to understand annual statements from them. I've owned 2 houses and on both occasions I've used Halifax as my mortgage provider. Reviewed on: 10th December 2014
Paulc's avatar
Paulc

Useful if you travel a lot

4
I travel quite a bit, so this card is really useful. Also not had any decline problems when I'm abroad, so it gets a lot of use Reviewed on: 16th October 2014
Brandon's avatar
Brandon

Free to use anywhere!!

5
No fee to use it anywhere worldwide and no annual fees. I use this credit card when travelling with work and have had absolutely no problems at all. Reviewed on: 3rd October 2014
Iain McPherson's avatar
Iain McPherson

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