Smart Money People Logo

Halifax: Fixed Rate Mortgage reviews

3.94
Based on 164 reviews, last reviewed 12th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
18%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
18%

Latest highest rating:

5

Great helpful and offered the best at the time Great helpful and offered the best at the time Reviewed on: 12th February 2026
Hayley L's avatar
Hayley L

Latest lowest rating:

1

Poor. Big regret using Halifax for our mortgage Never heard anything from Halifax (we bought our first home 3 months ago) other than a letter to say when our first mortgage payment was due. No “cong... Read more Reviewed on: 13th April 2025
Tricia S's avatar
Tricia S

About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Halifax Fixed Rate Mortgage reviews (164)

Review of the Halifax, Fixed Rate Mortgage:

Good mortgage service

5
Have offered a good rate than the other banks. The process for the mortgage was easy and simple. I recommend my friend to opt Halifax for their mortgage purpose. I will also like to continue with Halifax during the remortgage of they accept me. Reviewed on: 24th May 2024

Easy enough

4
I kickstarted my application in branch, and from then felt very well guided through the process. I'm now happily in my new home...and happy I applied for my mortgage with the Halifax! Reviewed on: 25th May 2015

Timing wasn't great

3
I arranged my mortgage with Halifax at the top end of the market. Not their fault, but it's not been good to see the cost of mortgages drop like flies while mine stays the same Reviewed on: 14th October 2014

They make life easy

4
The Halifax is my mortgage provider, I got a great mortgage with little fuss and they really make me feel like a valuable customer. Reviewed on: 2nd October 2014

Do you have a different Halifax product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Halifax?

  • Online Tracker Bond

    from Halifax 5.00 from 1 reviews
    Halifax
  • Online Saver

    from Halifax 4.61 from 35 reviews
    Halifax
  • Flexicard

    from Halifax 4.57 from 5 reviews
    Halifax
    View all products