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Halifax: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.94 (160 reviews)

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3.80

Based on 160 reviews, last reviewed 25th Apr 2025

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

57%

18%

Latest highest rating:

5

EXCEPTIONAL SERVICES FROM IAN DIXON IAN DIXON IS AN EXCEPTIONAL MORTGAGE ADVISOR My mortgage advisor Ian Dixon was exceptional and professional. He is the best Advisor who went extra m... Read more Reviewed on: 25th April 2025

Latest lowest rating:

1

Poor. Big regret using Halifax for our mortgage Never heard anything from Halifax (we bought our first home 3 months ago) other than a letter to say when our first mortgage payment was due. No “cong... Read more Reviewed on: 13th April 2025

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About this product

Halifax is a bank offering a range of financial services, such as bank accounts, savings, insurance and mortgages, including fixed rate mortgages. A fixed rate mortgage will have a set interest rate for a certain term, usually two or five years. It’s important to be confident that you understand the terms, conditions and interest rate of a mortgage. Always consult the lender or an independent advisor if you need help understanding the options available to you.

Finding the right mortgage is a huge part of buying your dream home. We collect Halifax fixed rate mortgage reviews to help you decide if the lender and product are right for your needs.

If you’re considering a fixed rate mortgage with Halifax, read the reviews on Smart Money People first. Find out why customers chose this mortgage product and how satisfied they’ve been so far. Learn more about Halifax’s customer service. Read about genuine experiences to gain valuable insight into the provider.

Did you purchase your home with a Halifax fixed rate mortgage? Write an honest review today. Tell us why you chose Halifax and this particular mortgage product. Was the application process simple to understand? Share the main pros and cons you’ve experienced so far. Has Halifax kept you well informed of any important mortgage news or updates? Would you recommend your mortgage product to family and friends? Leave a Halifax fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Halifax Fixed Rate Mortgage reviews (160)

Review of the Halifax, Fixed Rate Mortgage:

A reliable service

I took out a mortgage with Halifax as I have previously used their services and think that they offer good incentives for FTBs. I am happy with the product we took out and hope to secure a good deal with them again. Reviewed on: 15th November 2016

Easy to renew mortgage

Our fixed rate was coming to an end in December, but I was able to obtain a competitive rate 3 months early through the Halifax app which beat what my broker was able to find from a whole of market search. Never had a problem with customer service, overpayments easy to start and stop as needed. Reviewed on: 11th April 2023

Quick and easy to get a suitable mortgage, proactive communication from their side throughout!

Quick and easy to get a suitable mortgage, proactive communication from their side throughout! Reviewed on: 10th April 2023

Good rate

Good rate whilst it lasted. Shame can’t get something similar today. Reviewed on: 7th April 2023

Great Five Year fixed rate

Great product, re-mortgaged five year fixed rate, great rate, easy to arrange and can view it on banking app and make overpayments. Reviewed on: 6th April 2023

Great mortgage product

Great mortgage product, clear information provided and an easy to use app Reviewed on: 6th April 2023

Easy Mortgage

We have had our mortgage for 2 years with Halifax and hope to remortgage with them in 3 years time. The app is great and info provided is great too. Reviewed on: 5th April 2023

Fantastic

My mortgage payments were due to go up but Halifax online services found me a 3 year fixed rate that was cheaper than what I am currently paying. It was all signed and agreed online and only took a few minutes. Fantastic service! Reviewed on: 5th April 2023

Best rates in the market

Not much to say, when looking for a mortgage, they always had the best rates in the market. The app is comprehensible and you can manage everything there. No need to have a bank account with them. Reviewed on: 5th April 2023

Good but not clear how to enter mortgage draw

As part of the mortgage, you get entered into a prize draw to have your mortgage paid off if you also have a current account. This is why i switched to the current account and it seemed that entry into the prize draw was automatic as there were never any instructions to advise otherwise. The marketing email made it seems like it was automatic once i opened a current account. A few months down the line, i get a marketing email telling me I have to manually register for the draw in the app and therefore I’d missed a a few months of being entered. They should have given these instructions as soon as I l opened my current account as I opened it due to the incentives halifax offered, one of which was the prize draw. Reviewed on: 4th April 2023

Great mortgage provider

I have two mortgages by Halifax and I’m really happy with them as service for getting and as a terms Reviewed on: 4th April 2023

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