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Halifax: Reward current account reviews

Name: Reward current account
Rating: 4.37 (198 reviews)

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4.35

Based on 198 reviews, last reviewed 23rd Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

61%

24%

Latest highest rating:

5

Halifax brilliance I have held an account with the Halifax for over 20 years and will continue with them for the next 20 years Reviewed on: 23rd January 2026

Latest lowest rating:

2

Reward Current Account - useless reward tracker The Reward Current Account pays a £5 a month reward for (amongst other requirements) make £500 of debit card payments each month, which is pretty dece... Read more Reviewed on: 1st May 2025

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About this product

The Halifax Reward current account charges a low monthly fee which is waived when you deposit a set amount each month.

With the Halifax Reward account, each year, you can choose the monthly reward you’d like. Other benefits include exclusive savings offers and cashback. Halifax also has a mobile banking app.

Halifax Reward current account reviews help you find out what it’s really like to be a customer. If you’ve used Halifax before, you can also leave a review and share your experience.

Halifax Reward current account reviews (198)

Review of the Halifax, Reward current account:

Rude, unclear, no transparency.

Halifax have succesfully upped my withdrawl cap from £500 to unlimited meaning I had £900 stolen from my account - when I asked why it wasn't stopped after £500? I was told 'sometimes we take that off certain accounts.' Naturally I didn't receive any compensation for the act of fraud on my account from Halifax. When your salary is only £1360 before rent and bills etc this is a HUGE sum of money which took me months to pay off. Or any communication letting me know this would take place. Recently Halifax decided to send out contactless cards and cancel all existing debit cards - once again I didn't receive any communication / or a new card - so now my debit card is blocked. Thanks Halifax. Now that I am earning double a month in my salary I will be closing my account and hopefully no longer dealing with this terrible company. I would also like to point out that the Branch Manager of the Holborn Branch refused to even see me despite my crime reference number in 2011 after my account was wiped. A big F**K YOU to Halifax. Reviewed on: 31st January 2015

Halifax

Online banking works well but I never find them particularly friendly or helpful. Reviewed on: 23rd November 2019

brilliant

brilliant account and bank to be with Reviewed on: 23rd November 2019

Very easy to control

I have had an account with Halifax since I was around 15 & the Reward Current Account is a fantastic product. I find it very easy to manage my overdraft settings, freeze/unfreeze transactions or monitor my direct debits. I receive text messages to confirm if certain activities on my card were done by me, I have never had any security issues & I trust my money to be 100% safe in this account. Reviewed on: 21st November 2019

Halifax ultimate reward

Halifax always offers excellent service, the ultimate reward current account is excellent value for money - featuring mobile phone, travel and home emergency insurance. Reviewed on: 8th May 2019

Poor

Awful, simplistic, child-like internet/mobile banking. Poor branch services. Reviewed on: 26th January 2019

go extra mile

halifax have been brilliant have 2 accounts my reward one was explained properly nothing was miss sold to me like i have been in the past reward account gives me extras which is a benift Reviewed on: 26th January 2019

Good reliable bank account

Decent bank account however, the reward has dropped from £5 to £2 Reviewed on: 12th January 2019

Brilliant account, worth the fee alone for the mobile phone cover, not to mention breakdown cover and travel insurance. Great app too!

Easy to use, great text reminders when you potentially go over drawn allowing you time to transfer money and avoid bouncing payments and thus avoiding fees.. Reviewed on: 10th January 2019

GREAT REWARDS

Halifax offers loads of cashback on popular brands, i've made back over £50 from purchases i would have made either way! Reviewed on: 4th January 2019

Looks after me.

Doesn’t let me overspend which often annoys me but I’m very grateful in reality Reviewed on: 1st December 2018

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