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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.69 (1941 reviews)

View other HSBC Kinetic products

4.69

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Amazing App and service

Really easy to use and brilliant app. Reviewed on: 10th March 2022

Easy from application to use

I was very satisfied with the convenience and speed of application process. I have found the app to be straightforward and easy to use, with useful features like the cash flow and spending breakdown options. Reviewed on: 18th March 2022

Very user friendly and safe system

Been suing this service since last year and very happy with the service and help available to users. Never been let down or disappointed. Highley recommended Reviewed on: 18th March 2022

Simply the best

Every time I contact kinetic i get swift and professional solutions. Reviewed on: 18th March 2022

Best service

I'm never wants a problem with Kinetic Reviewed on: 18th March 2022

Instant opening of business account

Very easy to use with over draft facilities. Instant to open business account. Very convenient for business. All in all. Best. Reviewed on: 18th March 2022

Easy to use

Easy and simple to use, very good experience so far Reviewed on: 18th March 2022

easy to use app

Great app easy to use and it intrgrates with accounts package . I like the fact that I get a message every time someone pays me. Reviewed on: 18th March 2022

A breath of fresh air

I recently swapped my business account to HSBC Kinetic and the whole experience was like a breath of fresh air. I've been running my own businesses since 1996 and this was the easiest and best switch yet. The whole experience was easy and straightforward and I couldn't recommend it higher. Reviewed on: 18th March 2022

Easy, Free, & Informative

Excellent service provided at no cost for a small start-up business is a must to save costs while managing your finances. I have been thrilled to work with Kinetic and it was quick and easy to set up! Would definitely recommend and use in the future. Reviewed on: 18th March 2022

Very good and easy to use

I love the hsbc kinetic app as well as the ease of having everything within the app. The only thing i would change is increasing the withdrawal limit as this is not possible within first year Reviewed on: 18th March 2022

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