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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.69 (1941 reviews)

View other HSBC Kinetic products

4.69

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Kinetic Business account reviews (1941)

Review of the HSBC Kinetic, Business account:

Amazing App and service

Really easy to use and brilliant app. Reviewed on: 10th March 2022

Perfect for me

Just what I need to keep my business organised Reviewed on: 18th March 2022

Great app and easy

Just few mins i can open an account, this is great app Reviewed on: 18th March 2022

The best.

Opened account, really easy to do and simple, downloaded the app, wasy to use, just brilliant Best banking app iv ever had! Reviewed on: 18th March 2022

Easy life

It is easy to use, helpful team and services. Reviewed on: 18th March 2022

Nr. 1 business account

The best bank account for business. Absolute satisfaction with the services and price. I am very satisfied. Reviewed on: 18th March 2022

Very simple and efficient

I started using HSBC Kinetic in September 2021 and I have to say it's brilliant. Easy to use with a helpful dashboard on the app. Queries easily dealt with on the online chat. Everything in one place, can't go wrong. I'd highly recommend. Reviewed on: 18th March 2022

Everything you could need in one package!

I recently started up my own business having worked for companies all my life. My current account is with HSBC and thought I would explore their Kinetic arm first when choosing a business account. As it was, I didn’t need to look any further: it was easy to access, did everything I needed it to do, instant responses to my queries, and they were very understanding of a newbie and couldn’t have been more helpful. Thank you HSBC Kinetic- you truly deserve this award. Reviewed on: 18th March 2022

User friendly system, best service in the field

Fast and efficient service ever seen. Easy access to all accounts and helping staff. Thank you HSBC Kinetic. Reviewed on: 18th March 2022

Great customer experience

HSBC team has done a great job by providing excellent customer service. Highly recommended!!! Reviewed on: 18th March 2022

Absolutely Fabulous

Awesome banking solution and App for anyone running a business. Well done and keep up the good work! 5* Reviewed on: 18th March 2022

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