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HSBC: Bank account reviews

3.69
Based on 1,301 reviews, last reviewed 15th Jun 2025
23% decrease in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
44%
See only 4 star reviews
24%
See only 3 star reviews
11%
See only 2 star reviews
6%
See only 1 star reviews
15%

Latest highest rating:

5

great HSBC app Never had issues while using HSBC bank accounts. App is easy to use and use it for most activities. Reviewed on: 15th June 2025
Kavitha Rajput's avatar
Kavitha Rajput

Latest lowest rating:

1

Life & Health destroyed, TORTURED, driven to SUICIDE... Life & Health destroyed, TORTURED, driven to SUICIDE & HOMELESSNESS by HSBC BANK Life & Health DESTROYED, driven to SUICIDE & homelessness & left for ... Read more Reviewed on: 22nd April 2025

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1301)

Great Bank, Never Problems

5
Never had a problem, always helpful and friendly! Reviewed on: 9th February 2017

Dreadful bank, avoid

1
They were so unhelpful when I got made redundant during the financial crisis. I was over my overdraft limit and they wouldn't freeze the charges, so u had no possible way of getting. Back within my overdraft. Reviewed on: 9th February 2017

Not as good

3
Less branches open nowadays and their mobile app isn't as good as other banks around Reviewed on: 8th February 2017

Great all round bank

5
During my ten years with HSBC I have found the services that HSBC offer to be excellent. I recently experienced a cheque going missing in the system, this was dealt with efficiently and contact with staff was easily accessible and very professional. Reviewed on: 8th February 2017

Indian call centers!

3
When ringing HSBC it is very frustrating to be put through to a call center in India. I feel there would be a better connection with customers if the centers were based in the UK. Reviewed on: 8th February 2017

Absolutely useless incompetent bunch of idiots to deal with

1
They haven't got a clue what they offer, or how they offer it. I called them after having technical issues when trying to open a savings account online and was rudely told that you can't open them online. I had to explain two times that their website clearly has the option of opening it online and was then told maybe it does, but said if you have issues you'll have to come into a branch - what is the point of online banking?? Reviewed on: 7th February 2017

A good reliable company

4
My card stopped working and I went into my local HSBC bank. They quickly sorted out sending me a new card and it arrived pretty quickly Reviewed on: 7th February 2017

penalising people on low incomes.

1
HSBC are the scum of the earth, over draft charges for being 3p overdrawn, branches shutting down so they can save money, utter cowboys. Reviewed on: 7th February 2017

Too many high charges

3
There have been a few occasions over the years that I've gone into overdraft because of various things and the fact that they charge for every day is ridiculous I think... I know they have caps on this but still too high Reviewed on: 6th February 2017

Quick and Response Customer Service with Flexible Overdraft

5
A very customer friendly bank. Great online feature to ask questions without needing to go through a call centre. Very flexible on overdrafts. My online gripe is the upselling at the end of calls but then I just quickly end the conversation. Reviewed on: 4th February 2017

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