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HSBC: Bank Account reviews

Name: Bank Account
Rating: 3.75 (1221 reviews)

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3.61

Based on 1,221 reviews, last reviewed 25th Nov 2024

17% decrease in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

44%

24%

11%

15%

Latest highest rating:

5

Good service and customer service is efficient Good service and customer service is efficient Reviewed on: 11th October 2024

Latest lowest rating:

1

How nice of you to lie to someone with mental health. How nice of you to lie to someone with mental health. Are you trying to kill customers and steal there money? Is it a habit of taking peoples mental h... Read more Reviewed on: 20th November 2024

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About this product

HSBC’s Bank Account is accompanied by its mobile banking app, with a range of features to help you understand your spending. There are both arranged and unarranged overdraft options available and account holders can access all of HSBC’s savings accounts.

Choosing the right current account and provider can be difficult. But it’s important to be confident in the place you store your money. Our HSBC Bank Account reviews can give you valuable insight into life as a HSBC account holder.

Find out how long customers have been with HSBC and how satisfied they are with the Bank Account. Learn more about the mobile banking app and the features it has to offer. Read genuine experiences with the customer service team to see how HSBC handles its customers' issues. Find out if account holders would recommend the Bank Account to family and friends. Take a look through our HSBC Bank Account reviews to find the ones most useful to you.

If you have a HSBC Bank Account, share your experience with our Smart Money People community. How long have you had the account and is it your main current account? What are the pros and cons you’ve experienced whilst banking with HSBC? If you have an overdraft, were you satisfied with the options you had to choose from? Do you use the mobile banking app, and if so, what are your favourite features? Write an honest HSBC Bank Account review today. Together, we can help people like you make better financial decisions.

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HSBC Bank Account reviews (1221)

Unethical and unhelpful

Our branch turned into a 'coffee shop'. You can no longer go into our branch to carry out normal counter transactions. You have to stand in a huge line to ask the staff if they're able to help you. Invariably they can't as I only go into the bank to do things you can't do online e.g. cash foreign cheques. The counter has been replaced by a coffee machine and sofas. I don't go into my bank to sit down, have a coffee and a chat with the staff. I'd like to be able to carry out transactions. Reviewed on: 1st June 2023

Perfect

Left a High Street rival and transferred to HSBC. Smooth changeover and they have been perfect ever since. Highly recommended. Reviewed on: 31st May 2023

Automatic overdraft extension

Due to delays in receiving money owed to me, a recent credit card bill would have taken me beyond my already significant agreed overdraft. To enable that and other bills to be paid, the bank automatically extended the facility, and advised they had, so that no payments were 'bounced'. I am a long term customer, and they understand that sometimes I need a bit more flexibility than is already covered. Reviewed on: 31st May 2023

Best bank ever

I’ve been with HSBC since I was 16, I’m now 33. I’ve never had any issues. Their telephone and online banking is so easy to use. I love the fact that I can increase my ATM withdrawal limit to £1000 for 24 hours. I got hit with fraud and they helped recover my money. Don’t think il ever change from them Reviewed on: 31st May 2023

Amazing bank

I have been with HSBC for a few years now and we have had issues from tie to time but they do try and get it sorted, They are always trying to stay ahead of the curve but some services need attention but I am sure they will get there Reviewed on: 12th May 2023

Seriously poor bank

Un trained colleagues, seriously poor customer service, miss charging and stealth fees. Don't know there own policies! All in all absolutely diabolical company Reviewed on: 11th May 2023

Horribly outdated old fashioned bank

This bank is still running with policies and systems from the 1900s. Try and transfer an ISA in, you need to print a form and take it in to a branch (at best you might find an PDF to send, but again, it's clunky) Try and pay in anything in a branch you need to fill in an old fashioned deposit slip Reactivate a dormant account you need to fill in a PDF and submit it (no online processing). It states 2 working days processing but you'll wait weeks, perhaps months (old fashioned clunky process again) You need a tax certificate, you need to apply to have it posted or chat to someone All of the above are done a lot more efficiently by all other "High street" banks Reviewed on: 26th April 2023

AMATEUR BANK OF CLOWNS ENGAGED IN DISTURBING, ILLEGAL CAMPAIGN OF VILE ABUSE

I suffer from SEVERE HEALTH PROBLEMS, known to HSBC for many years (I have been a customer there for 20). Bank is now engaged in a PROLONGED, MALICIOUS CAMPAIGN OF ABUSE & ILLEGALITIES (involving staff members Geneen, James Tapp, Bethany Hayton). Company seems to think the law/rules don't apply to them - & they can act as they wish. My life/health has been utterly DEVASTATED by the GROSS NEGLIGENCE/INCOMPETENCE & disturbing campaign of ILLEGAL ABUSE embarked on by company & their rogue, Extremist, creepy/voyeuristic staff. I suffer from severe health problems with a HIGH LINK to SUICIDE - & have been left feeling SUICIDAL bu the persistent, prolonged ABUSE, NEGLIGENCE & ILLEGAL CONDUCT of this appalling, dishonest/unscrupulous, BLM-Terror Supporting Business Reviewed on: 24th April 2023

HSBC

They owe me money from years ago , they changed me every month £20 /£25 each month for going over my overdraft 2 pence : 5 pence for years and iv just had 2 checks from them. So I phoned them and they would not tell me anything just oh we think we owed you some!?!?!?!? Money …… yes a lot more than £50 . £8 years I worked hard in that factory for the tax man / N/I/ then you HSBC £25 a month…… some lucky man / woman is sitting on a pot of gold . I’m taking this further…… Reviewed on: 17th April 2023

Hsbc

Fantastic,all that is needed in a bank account Reviewed on: 11th April 2023

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