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HSBC: Bank account reviews

Name: Bank account
Rating: 3.76 (1314 reviews)

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3.65

Based on 1,314 reviews, last reviewed 18th Dec 2025

No new 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

45%

24%

10%

16%

Latest highest rating:

4

Good communication and helpful customer service Good communication and helpful customer service Reviewed on: 19th November 2025

Latest lowest rating:

1

Worst customer service ever experienced, Worst customer service ever experienced, the whole company is a nightmare, do not trust them with your money Reviewed on: 18th December 2025

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank account reviews (1314)

Review of the HSBC, Bank account:

ABSOLUTELY AWFUL COMPANY WHO PUT THEIR CUSTOMERS AT...

ABSOLUTELY AWFUL COMPANY WHO PUT THEIR CUSTOMERS AT RISK! I have a business account with them and have banked with them for over 4 years, I have recently moved abroad, they have locked me out of my account twice, first time was easily unlocked within minutes, the second time - ive called up to do the same (answer my 2 security questions) but this was not possible, so after hours and hours of trying to find a solutions the only one was for me to fly home to go to the bank, but as you had locked my bank booking fligts back to the UK is basically impossible... after explaining this and just being told this was the only solutions, i was told that i could go to Madrid to the branch there as it is closer and cheaper due to inter island flights. So after having to borrow money I managed to get to Madrid as i was told i could literally go in with my passport and everything would be fine. Obviously when i have got to Madrid this is a coporate building it does not deal with actual banking facilities, so after spending an additional 4 hours on the phone and explaining that you have now left me stranded in Madrid, I have no funds to get anywhere and you are expecting me to try and get back to the UK somehow, and all you are offering me to do is raise a complaint which takes 5 working days to be dealt with. You do not seem to care this is completely HSBCs fault for misinforming me as a customer and lying to me and still giving me no resolution for this.I would NEVER EVER USE this bank and I have to some how get a flight home so I can empty and close my account as I never want to bank with you again. I have used my account a lot for business and have put a large amount of money through my account and I do not expect to be treated so badly. You have even admitted you have no customer care or empathy as when I have explained my bad medical and health conditions there is still absolutely nothing you will do or are trying to do to help. Any other bank would do an emergency transfer to my personal account for £200-500 so I could atleast book a flight home for my partner and I but am just told there is absolutely nothing you can do but make me sit on the street on Madrid for 10 days until my telephone banking launch form is actioned, so you are willing to let your customer go through that is actually outrageous! When I have been able to sort my bank out and withdraw my funds I will be looking to close my account entirely, I will also be making sure that no-one I know will use your bank and I will make sure that everyone knows about my experience and how bad HSBC is as a bank, I will be taking this story to the national papers and will also be passing all this to my solicitor for this to be taken further legally to pursue as well as you have basically agreed that you have no care for my health condition and this could actually cause me to die. All communication with you has been recorded and all your lies will be made public and see how bad of a bank and how bad you treat your customers. HSBC IS THE WORST BANK POSSIBLE AND NEVER BANK WITH THEM!!!!!!!! Reviewed on: 20th September 2024

Totally, Seriously Unhelpful

I havevan elderly housebound disabled relative who banks with HSBC. He cannot use the phone to ring out, so asked me if I could ring his bank and get them to put a new cheque book in the post to him. You would think that would be possible but 'The computer says No'. Totally unhelpful! Reviewed on: 24th July 2025

I feel my money is secure with HSBC with the use of...

I feel my money is secure with HSBC with the use of biometrics - I particularly like the new app that has just been released. The layout is improved as is the number of actions available such as applying for new products. Some of the savings accounts have decent interest rates such as Regular Saver and Online Bonus Saver and there is a large range of investments available. On top of all that, their credit cards have a good range of offers. I find the online chat useful and can normally resolve any queries I have. Reviewed on: 5th July 2025

I made an application to HSBC UK and they asked for...

I made an application to HSBC UK and they asked for 3 years of address history and then went back 9 years, found on old debt and reported to Cifas that I committed a crime by not providing every address ive ever lived at in ny life from birth. Their position is, if they ask for 3 years of address history and you provide 3 years of history but had a debt from 12 years ago, youve commited a crime and intended to commit fraud, because they went and looked back further than what they asked for. Then when an adjudicator from the onbudsman office explained that they didnt follow their own terms and conditins, they ignored him from march to june. Causing my life to be on hold and me to go without an account. They purposely delayed things as long as possible because their only goal was to try and destroy my life; and they tried very hard. I would urge anyone reading this not to trust HSBC UK. My ombudsman decision can be read on the financial onbudsman service website under past cases upheld for july 2025. Im Mr. W, who was accused of commiting a crime by HSBC Uk for having a debt in the past. The debt was also literally a vodafone bill that was unpaid. Not a credit card or overdraft or anything banking related. Reviewed on: 20th June 2025

great HSBC app

Never had issues while using HSBC bank accounts. App is easy to use and use it for most activities. Reviewed on: 15th June 2025

My experience with HSBC account

Safe account ...excellent application....fast service...trust... Reviewed on: 13th June 2025

Prompt customer service with real people, including...

Prompt customer service with real people, including via chat, good Premier services and benefits Reviewed on: 12th June 2025

HSBC - easy and good customer service

I've always found HSBC very easy to use, and with good customer service. The new app especially is a big help. Reviewed on: 12th June 2025

Very professional service

Very professional service. Good customer service. Reviewed on: 12th June 2025

Great Bank

I've been a loyal customer for many years and I've never had a problem with them. Every issue I've had has been delt with cre and efficiency. I've recommend them to all my friends and family. Reviewed on: 12th June 2025

Secure banking

I’ve been with them for 8 years they have their not the best regarding eas of upgrades but the money are secure and always at your fingertips Reviewed on: 26th May 2025

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