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HSBC: Bank account reviews

3.76
Based on 1,379 reviews, last reviewed 6th May 2026
13% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
15%

Latest highest rating:

5

Overview of HSBC Bank Account HSBC supports customers with financial guidance and help when needed, such as offering tools to manage money, budgeting support, and assistance for th... Read more Reviewed on: 25th April 2026
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TG

Latest lowest rating:

1

Disgusting customer service I have been a customer of HSBC and my account has been under review since the 18th of April with absolutely no access to my own funds. No explanation,... Read more Reviewed on: 6th May 2026
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S M

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1379)

East access to cash via ATM

5
Easy to access money and I find their online assistance helpful when I have used them. Reviewed on: 16th February 2024

No interest on my current account is poor to be fair .

5
No interest on my current account is poor to be fair . However, 4% on the Online Bonus saver is good - Think they need to higher the 50k top limit though if they want to compete with Chase ! Reviewed on: 16th February 2024

Meger products/features

1
HSBC never understand what customer service mean or loyalty mean. Nor any efforts for customer satisfaction Or to retain a customer. Reviewed on: 15th February 2024

The platform is not really easy to navigate.

3
The platform is not really easy to navigate. You don’t get update information about your expenses until the next day. Reviewed on: 15th February 2024

Pitiful interest levels applied to savings

1
Pitiful interest levels applied to savings account over many years Reviewed on: 15th February 2024

Not much choice for money savings and not higher int...

3
Not much choice for money savings and not higher interest rate Reviewed on: 15th February 2024

Its tough being a good bank - HSBC do it

5
best bank around. despite being an oldie, they still do the job! There is more to being a bank than the challengers think they can get away with. Reviewed on: 15th February 2024

They dont care.

1
Me and my partner had a joint account together for bills. They locked it out without notice and barred all payments. They asked very invasive questions about who else we banked with. (None of there business) before unlocking the account. Tired to ask why they asked these questions and they said it was for security but it was marketing questions which they would not know the answer to. Very unhappy customer. Reviewed on: 14th February 2024

Awesome banking and customer friendly

5
Awesome banking and customer friendly Reviewed on: 10th February 2024

HSBC has been causing me major problems

1
This is the worst bank I've ever used in my entire life. Absolutely rubbish.They are unable to provide bank statements, which has been causing me major problems. It's absolutely ridiculous! I not only can't have an up to date bank statement on the app on real time but they also fail to produce the monthly bank statement and there are not enough branches. Their customer service is appalling and unreliable since they never seem to be able to sort out what they are asked. I really regret having my bank account with them. My advice is: never ever have your bank account with HSBC. Reviewed on: 7th February 2024

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