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HSBC: Bank account reviews

Name: Bank account
Rating: 3.93 (1392 reviews)

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3.93

Based on 1,392 reviews, last reviewed 4th Sep 2026

44% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

46%

24%

10%

15%

Latest highest rating:

5

great bank, service and perfect online and mobile ba... great bank, service and perfect online and mobile banking. Reviewed on: 4th September 2026

Latest lowest rating:

1

HSBC UK:inaccessible and non inclusive banking Thanks to smartmoneypeople email prompt to write a review about a financial product.i have chosen to write about my permanent long term HSBC UK bank a... Read more Reviewed on: 16th June 2026

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About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Bank account reviews (1392)

Great Bank

Great Bank - very helpful when i have needed to speak to someone Reviewed on: 22nd November 2018

Classy

Always classy and happy to help Reviewed on: 18th November 2018

Good

Never had any problems with them. Reviewed on: 18th November 2018

Good free account with savings attached.

Easy to set up, although had to make an appointment to organise my switch to them from another firm. I primarily use them as they have a branch near my work, so it's convenient to pay in money, primarily through the automated machines. Staff have always been helpful in branch when needed. Reviewed on: 15th November 2018

Fantastic Service

Personnel in the call centres are fantastic at giving great service and being down to earth approachable and understanding, Reviewed on: 14th November 2018

Great bank

I've been with HSBC for 24 years. Since I was 11 years old. Very reliable and provide a great banking service Reviewed on: 12th November 2018

Online banking is so easy

HSBC have recently updated their online banking. Its so intuitive and easy to use compared to others I have seen. I have always felt my money is secure banking with HSBC Reviewed on: 12th November 2018

Great experience

consistently helpful and easy to resolve any issues with, no problems in the 6+ years ive been using them Reviewed on: 11th November 2018

Great

Great banking experience , been with them for years ans really happy with them Reviewed on: 11th November 2018

Low overdraft charges

I've been with HSBC for a long time and that's mainly because it's always been so easy. Good online banking and the fact that they don't have a set charge for dipping into your overdraft ( just a daily interest which works out far cheaper) means I'd be reluctant to change. Reviewed on: 11th November 2018

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