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John Lewis: Partnership credit card reviews

2.06
Based on 899 reviews, last reviewed 22nd Jun 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
5%
See only 4 star reviews
2%
See only 3 star reviews
2%
See only 2 star reviews
4%
See only 1 star reviews
87%

Latest highest rating:

5

Problem free credit card Problem free credit card which makes it easy for me to budget my every day expenses without the worry of being saddled with unsustainable debt. Reviewed on: 12th June 2026
Robert Neale's avatar
Robert Neale

Latest lowest rating:

1

Poor customer experience Received a text message to call New Day urgently re suspected fraud when trying to renew my car insurance online and payment was blocked. Immediately... Read more Reviewed on: 22nd June 2026
honrad's avatar
honrad

About this product

With the John Lewis Partnership credit card, you earn points on eligible purchases to get John Lewis and Waitrose gift cards.

You can check your eligibility in minutes without affecting your credit rating. There are also John Lewis Partnership cardholder offers, prize draws and opportunities to boost your points.

John Lewis Partnership credit card reviews help you find out what it’s really like to be a customer. If you’ve used John Lewis before, you can also leave a review and share your experience.

John Lewis Partnership credit card reviews (899)

Review of the John Lewis, Partnership credit card:

Why change to New Day and lose credibility?

1
Had a partnership card for over 30 years, always smoothly. Now New Day are involved and I get a letter telling me my emails are not reaching me. Given log in puts me on a black screen with JOHNLEEISCREITCARD.COM in blood letters with links to credit cards that have nothing at all to do with John Lewis cards. Spelling wrong and looks like it’d been done by a hacker or a child. Lost all confidence cut up my card and rang New Day they are hopeless Reviewed on: 8th November 2022

fallen out of love with John Lewis

1
My husband and I found the whole process of applying for the new credit card totally frustrating and confusing. 2 hours of our lives wasted going around in circles on this complicated application. When we finally received our cards my husband's on line payment for car insurance was declined and then his on line payment to the DVLA for car tax was also declined. He contacted NewDay customer services to be told that his insurance company hadn't processed the payment properly and that they were also having problems with all Government sites and this was an on going problem. He had to use another credit card to complete the transaction meaning he lost out on the points he would have earned using the John Lewis credit card. When he received his statement for payment it had to be made within 12 days. A much shorter period than the old John Lewis credit card. Today he tried to settle the statement on line from his bank on a date of his choosing but the NewDay account number and sort code was not recognised by his bank (LLoyds). He was reluctant to make payment through the credit card app as that involves yet another bank(Nat West) and making the payment on that day and not his preferred day, Not in the slightest impressed with this new card and we know of many other people having had similar problems. Have fallen out of love with John Lewis and would not consider any of it's other financial services. Reviewed on: 27th September 2022

Credit card changes are an insult to loyal, longstanding customers

1
John Lewis Partnership (JLP) are trying to force me to change to their new Partnership Card with NewDay (which, I recall from my professional finance days, used to be something of a sub-prime lender, maybe it still is?). I have had my current Partnership Card (managed by HSBC) for many years and their customer service has been exemplary. Reports of the New Day experience are not encouraging and, having retired recently, I am concerned that my credit limit will be slashed due to my drop in income, even though, in asset terms, I remain a high net worth individual. I rarely use the full credit limit and always pay off the balance at the end of the month, but the credit limit is important to me when paying for occasional big ticket items such as trips to visit family in Australia. Therefore I'm not prepared to risk an application to NewDay who appear to take no account of one's track record with the existing Partnership Card. I'll look for a card from another provider instead. Sadly this fiasco is indicative of the tone deaf management style of the JLP's current CEO, Sharon White, (who recently, very publicly, accused us self-funded early retirees of being the cause of labour shortages and wage inflation!). Ms White seems to be determined to alienate JLP's core customer base, which is a strange business strategy indeed. Reviewed on: 27th September 2022

Very Poor Service

1
Despite receiving emails to activate my new Partnership Card no card has been received . When I called to enquire when it will be sent I was told there was a 45 min wait to deal with my query. Simply not good enough! Reviewed on: 27th September 2022

Declined New Card - Sharon White has abdicated her responsibility

1
Loyal customers for 40 years - spending around £10k a year. Declined for new card. Complained to Chair. Totally inadequate response. Places all responsibility on New Day, thus abdicating her responsibility. John Lewis seems to have a 'death wish'. Reviewed on: 27th September 2022

New credit card taking a long time to arrive

1
Despite receiving emails asking me to activate my new card as it should have arrived by now - sadly it has not. When I called the customer services line they say the wait is 45 minutes. This is not a Freefone service either. Reviewed on: 27th September 2022

New Partnership card: Cannot speak to a human being.

1
First statement received for the new card. Payment to be taken appeared incorrect. Called the number provided with what should have been a simple query. Not one of the automated options, so option to speak to a human being so sent in circles around the automated options. Tried the Complaints number instead - exactly the same experience, no human beings even on the Complaints number. About to cancel card. Reviewed on: 27th September 2022

Hopeless!

1
I discovered that my card had been frozen this weekend. It turned out it was because I hadn’t made the minimum payment on time, even though opi had no email or paper statement sent to me! Paid off balance completely, which I always do every month on old card but card is still not working. It’s impossible to contact anyone on the phone and the app is rubbish, no way to ask questions or have a web chat. Also now getting emails saying firstly that payment from my bank way successful then a second email saying it wasn’t, even though the money has been taken from my account. Step up John a Lewis this is way below you usual standard of customer care Reviewed on: 27th September 2022

New Day Partnership card

1
Appalling mess with their new partnership mastercard. You can't speak to anyone, there's a phone number but it just cancels itself just when you've got through the automated options, you can't pay your bill as the options to pay vanish as soon as you are about to click on it. Tried to add the payment account details to my bank but the account and sort code provided isn't recognised as a business. The old partnership card worked so well, wish I'd never applied for this one as I'm now stuck between the two. What a shame as I love John Lewis! Reviewed on: 26th September 2022

I just want a new pin number the one sent unclearo

1
It took ages on the phone with no luck speaking to anyone. I did not have luck on line Reviewed on: 26th September 2022

Credit card cock up

1
Applying for the New Day card with John Lewis has been a joke there is clearly a very poor web application site that has not been tested managed to get to the end and verification code did not work, so frustrating. Phone application equally as bad told the is a wait of 45 mins, maybe this is how John Lewis are going to increase their profits by charging for the phone calls, will be taking my custom elsewhere. Reviewed on: 26th September 2022

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