Write a review

Go to business site

Laka: Cycle insurance reviews

Name: Cycle insurance
Rating: 4.95 (2684 reviews)

View other Laka products

4.95

Based on 2,684 reviews, last reviewed 9th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025

Read all reviews See your review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Excellent platform with easy to understand options

Excellent platform with easy to understand options and good value for money, like a 50% discount for insuring 2 bikes Reviewed on: 2nd August 2024

Super responsive, great customer service

Service is super friendly and helpful. Very quick to payout after a claim Reviewed on: 13th September 2022

Quick & easy

Laka has been very easy to use and navigate around. Reviewed on: 13th September 2022

Ride with reassurance

Protect your bike and get like for like if things do go wrong. What’s not to like? Reviewed on: 13th September 2022

Great cover for cyclists

Lots of cyclist specific features e.g. crash cover. I like the co-op business model and the claims process is super easy. Reviewed on: 13th September 2022

Excellent insurance, great company

A very good way of doing insurance and excellent customer service Reviewed on: 13th September 2022

Fab to have a specialist cycle insurance product

Laka are really serious to serve all cyclists whatever their bike type and to serve this community fairly and effectively Reviewed on: 13th September 2022

Awesome company with great product and excellent service

Have been using Laka for 2/3 years now and very satisfied so far. Always respond quickly and help solve any bicycle issues you may have. Reviewed on: 12th September 2022

Easy to use and awesome concept

Very easy to use and great that it is a community driven insurance Reviewed on: 12th September 2022

Laka feels like a family

I haven't had to claim from Laka thankfully, but I have spoken with their support team a few times. Each time they have been incredibly responsive and helpful. I really enjoy reading the monthly updates and the transparency on where my contributions are going. Reviewed on: 11th September 2022

Best insurance company out there!!!!

Really love the way LAKA is taking care of the people ! They have a fast and amazing support ! Reviewed on: 9th September 2022

Alternative products

Caravan Insurance
from Coast Insurance 4.63 from 63 reviews
Car Insurance
from Zurich 2.34 from 8 reviews
Smart Wheels
from MORE THAN 1.36 from 11 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub