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Laka: Cycle insurance reviews

4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
99% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Laka Cycle insurance reviews (2684)

Review of the Laka, Cycle insurance:

Insurance that genuinely has your back

5
Insurance that genuinely has your back Reviewed on: 9th October 2024

Simple, easy, just what I need

5
A super simple product, I know what im getting and what im paying. Easy to add bikes and gear, I trust im covered. Reviewed on: 1st August 2022

Easy to use insurance

5
great website, easy to use insurance. Fortunately I haven't had to claim but those who have always say its an easy and simple process. Reviewed on: 1st August 2022

cheap and amazing insurance

5
Easy to insure my bikes and gear for a low cost they are great !! Reviewed on: 1st August 2022

Quick and Easy

5
Super fast coverage for my bike, quick and intuitive interface makes the whole process extremely clear. Reviewed on: 1st August 2022

Great

5
Great product and good customer service Reviewed on: 1st August 2022

The best cycle insurance out there

5
Easy set up and low maintenance, excellent customer service and value for money! Reviewed on: 1st August 2022

Best cycling insurer

5
These guys really care about the cycling community Reviewed on: 1st August 2022

Fair and great attitude

5
Marketing emails I actually read. With real, helpful and honest content. Reviewed on: 1st August 2022

Best insurance company ever

5
Why aren't all insurance companies like these guys? I had to make a claim because my bike was stolen and it was all resolved quickly, the customer service was amazing and very caring. Thank you Laka Reviewed on: 1st August 2022

Simple process to make sure I'm covered

5
Signing up to Laka was a very simple process! I used the chat function on their website and was able to get answers to all my questions and this made my decision to go with them very simple. Reviewed on: 1st August 2022